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| Indianapolis | | Shopping around is the best way to | | Loss Frequency: The number of times |
| Flint | | save money on your insurance. | | a loss occurs over a specific period |
| Mesquite | | | | of time. |
| Minneapolis | | Individuals who have 30-year | | |
| Bayside | | mortgages might want to consider a | | Business: In Property, Liability, and |
| Killeen | | 30-year term to ensure that the house | | Health lines, it usually refers to the |
| Columbia | | is protected throughout the period of | | volume of premiums. |
| El Paso | | the loan. | | |
| Kansas City | | | | Partial Loss: A loss covered by an |
| Nashville | | People who are trying to quit | | insurance policy which does not |
| Boston | | smoking, for example, might be best | | completely destroy or render |
| San Diego | | suited purchasing a shorter term (and | | worthless the insured property. |
| Schenectady | | then replacing it with a longer term | | |
| Venice | | policy when they qualify for | | Claim Report: A report filed by an |
| Panama City | | non-tobacco prices). | | agent setting forth the facts of a claim. |
| Longview | | | | Same as Loss Report. |
| Orange | | While some companies raise their | | |
| Salem | | prices based on your actual age, | | Lloyd's Broker: A person who has the |
| Providence | | most companies increase the price of | | authority to negotiate insurance |
| Youngstown | | their policies six months before your | | contracts with the underwriters on the |
| Oakland | | birthday. Its a term called Age | | floor at Lloyd's. |
| Quincy | | Nearest in the industry, and that | | |
| Pembroke Pines | | half-year price increase could really | | Notice To Company: Written notice to |
| Buffalo | | add up over a 20-year term policy. As | | an insurer of the occurrence of an |
| Kingsport | | above, the quicker you purchase your | | event which a claim is to be based. |
| Conroe | | policy the better. | | |
| Troy | | | | Agent's License: A certificate of |
| Delray Beach | | Life insurance, specifically Term Life, | | authority from the state which permits |
| Modesto | | is arguably one of the best values in | | the agent to conduct business. |
| Garland | | the entire financial services arena. | | |
| Hattiesburg | | Where else can you go and get | | Approved Roof: A term used in |
| Florence | | hundreds of thousands of dollars in | | building construction. It indicates a |
| Fort Worth | | protection for literally pennies per | | roof made of fire-resistive materials, |
| Hampton | | day? Rates for Term Life insurance | | such as tile or asphalt shingles. |
| Vero Beach | | remain at all-time lows, and now is the | | |
| Modesto | | time to lock in the best prices. | | |
