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| Fayetteville | | If you have noticed that your auto | | Not Taken: Policies applied for and |
| Springfield | | insurance rates are still increasing | | issued but rejected by the proposed |
| St. Joseph | | with each renewal, or even have not | | owner and not paid for. |
| Sioux City | | gone down even though you have a | | |
| Tampa | | great driving record, this lower pricing | | Interstate Carrier: A transportation |
| Palm Desert | | trend makes it more important then | | company which does business |
| Dearborn | | ever that you shop around for auto | | across state lines. |
| Southfield | | insurance. | | |
| Dearborn | | | | Divided Cover: The placing of |
| Irvine | | Everyone has different needs, and | | insurance on a given subject or |
| Downey | | not one size fits all when it comes to | | object with more than one insurer. |
| Pompano Beach | | term life insurance. While it may make | | |
| Dearborn | | sense for people in their 30s and 40s | | New For Old: Replacing old |
| Palo Alto | | to secure a 20-year term length, a | | damaged parts or equipment with |
| West Chester | | 10-year term might be more | | new ones rather than repairing them. |
| Abilene | | appropriate for someone nearing | | |
| Philadelphia | | retirement. | | Gain and Loss Exhibit: The portion of |
| Boston | | | | the convention blank which |
| Shreveport | | People who are trying to quit | | represents an analysis of gains, |
| South Bend | | smoking, for example, might be best | | losses, and surplus during an |
| Santa Barbara | | suited purchasing a shorter term (and | | accounting period. |
| Texarkana | | then replacing it with a longer term | | |
| Tacoma | | policy when they qualify for | | Accident Year Experience: Measures |
| Amarillo | | non-tobacco prices). | | premiums and losses relating to |
| Norwalk | | | | accidents which occurred during a |
| Lowell | | Individuals who have 30-year | | 12-month period. |
| Oakland | | mortgages might want to consider a | | |
| Tempe | | 30-year term to ensure that the house | | Sole Proprietorship: A business |
| Pembroke Pines | | is protected throughout the period of | | enterprise owned by one person who |
| Winter Park | | the loan. | | is its manager and employee. |
