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| Walnut Creek | | Everyone has different needs, and | | Insurance to Value: Insurance written |
| Lexington | | not one size fits all when it comes to | | in an amount approximating the value |
| Spartanburg | | term life insurance. While it may make | | of the property insured. |
| Rockville | | sense for people in their 30s and 40s | | |
| Olympia | | to secure a 20-year term length, a | | Inspection: Independent checking on |
| Fall River | | 10-year term might be more | | facts about an applicant, |
| Syracuse | | appropriate for someone nearing | | policyholder, or claimant, usually by a |
| Independence | | retirement. | | commercial inspection agency. |