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| Oakland | | Why not take advantage of current | | Paid-In Surplus: Surplus paid in by |
| Lansing | | low prices? Many auto insurance | | stockholders, as contrasted with |
| Dothan | | consumers are becoming educated | | surplus earned through the |
| Athens | | on other companies, plans, and rates | | operations of a business. |
| Gainesville | | that are available to them; ones that | | |
| Toms River | | could afford them significant savings | | Notice of Cancellation: Written notice |
| Charleston | | on their auto insurance. | | by an insurer of intent to cancel |
| Edmond | | | | insurance, or written notice by an |
| Union | | At InsWeb, you can compare free | | insured requesting cancellation. |
| Newport Beach | | online insurance quotes from many of | | |
| Cherry Hill | | the nations leading insurance | | War Risk Insurance: Insurance |
| Ocala | | companies. | | covering damage caused by war. |
| Spokane | | | | Most often written by Ocean Marine |
| Boca Raton | | If you decide to cancel your policy | | Insurance companies covering |
| Inglewood | | (after acquiring new coverage) | | vessels. |
| Ocala | | outside of the 30-day period, you may | | |
| Grand Prairie | | have to pay a fee or penalty. | | Policy Anniversary: The anniversary |
| Kansas City | | However, you may still save money | | of the date of issue of a policy as |
| Southfield | | after paying the fee if your new policy | | shown in the policy declarations. |
| Jackson | | affords you significant savings. So | | |
| Hollywood | | while it is best to wait until your | | Level Commission System: A system |
| Houston | | receive your renewal notice, you CAN | | of commissions in which the first year |
| Livonia | | cancel your policy at any time. | | and all renewal commissions are the |
| Thousand Oaks | | | | same percentage of the premium. |
| Fredericksburg | | If you have noticed that your auto | | |
| Carlsbad | | insurance rates are still increasing | | Interline Endorsement: Commercial |
| North Hollywood | | with each renewal, or even have not | | endorsements that apply, or could |
| Gaithersburg | | gone down even though you have a | | apply, to more than one coverage |
| Williamsport | | great driving record, this lower pricing | | part of a package policy. |
| Santa Clara | | trend makes it more important then | | |
| Columbus | | ever that you shop around for auto | | Nonadmitted Insurer: An insurer not |
| Norfolk | | insurance. | | licensed to do business in the |
| Akron | | | | jurisdiction in question. Same as |
| Orange Park | | Shopping around is the best way to | | Unauthorized Insurer and Unlicensed |
| Gainesville | | save money on your insurance. | | Insurer. |
