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| Texarkana | | The quickest and easiest way to | | Fictitious Groups: Groups formed |
| Alexandria | | shop for new insurance is by | | primarily for the purpose of buying |
| Corona | | comparing rates at InsWebs online | | insurance. Under the law such groups |
| Peoria | | marketplace. If you do it the | | may not be underwritten. |
| San Francisco | | old-fashioned way (by calling or | | |
| Vineland | | visiting multiple agents or insurance | | Amendment: A formal document |
| Pittsburgh | | companies) it could take up a huge | | which corrects or revises an |
| Fullerton | | chunk of your time, which no one | | insurance master policy. |
| Santa Rosa | | wants or needs. By completing | | |
| Newark | | InsWebs online application, you will | | Agent's Balance: A periodic |
| Louisville | | have rates to compare to your old | | statement of the sums due and owed |
| Springfield | | ones within minutes! | | to an agent under the agent's contract |
| Orange | | | | with an insurer. |
| Escondido | | Healthy people have the best | | |
| Brooklyn | | mortality risks and thus are much | | Minimum Premium: The smallest |
| Charleston | | cheaper for companies to insure. This | | amount of premium for which an |
| Pompano Beach | | translates into lower rates for the | | insurer will issue coverage under a |
| Council Bluffs | | Super Preferred customer than | | given policy. |
| Topeka | | someone with higher risk factors such | | |
| Bakersfield | | as a heart condition, cancer or | | Insurance Policy: The printed form |
| Fairfax | | diabetes. Conversely, if you were | | which serves as the contract between |
| Greeley | | unhealthy when you acquired your | | an insurer and an insured. |
| Anderson | | policy, and your health has now | | |
| Baton Rouge | | improved, it might be time to shop for | | You/Your: These words are used to |
| Dothan | | a new policy, as your rates are likely | | refer to the named insured in many of |
| Detroit | | to be lower. | | the modernized/personalized policy |
| Evansville | | | | forms. |
| Wichita | | Why not take advantage of current | | |
| Cranston | | low prices? Many auto insurance | | Accident: An unplanned event, |
| Newport Beach | | consumers are becoming educated | | unexpected and undesigned, which |
| Austin | | on other companies, plans, and rates | | occurs suddenly and at a definite |
| Hickory | | that are available to them; ones that | | place. |
| Grand Junction | | could afford them significant savings | | |
| Palo Alto | | on their auto insurance. | | Capital Sum: The maximum lump sum |
| Grand Junction | | | | payable in the event of accidental |
| St. Paul | | | | death or dismemberment. |
