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| Boca Raton | | Make sure you have a new policy in | | Open Rating: A system whereby a |
| Rockville | | place before you cancel your old one | | state allows an insurer to use rates |
| Winter Park | | to avoid a lapse in coverage. This will | | without prior approval. |
| Englewood | | also prevent having to figure out the | | |
| West Palm Beach | | amount of any unused premium that is | | Underwriters Laboratories, Inc. (UL): A |
| Alameda | | due to you from your old insurance | | testing laboratory for manufactured |
| Davenport | | company, or having to spar with your | | items to determine their safety |
| West Palm Beach | | agent about exactly when your policy | | propensities. |
| Joliet | | was cancelled and how much they | | |
| Lowell | | owe you. | | Accident: An unplanned event, |
| Franklin | | | | unexpected and undesigned, which |
| Bellevue | | At InsWeb, you can compare free | | occurs suddenly and at a definite |
| Racine | | online insurance quotes from many of | | place. |
| Jacksonville | | the nations leading insurance | | |
| Redlands | | companies. | | Sole Proprietorship: A business |
| Jersey City | | | | enterprise owned by one person who |
| Baltimore | | We offer quotes for auto insurance, | | is its manager and employee. |
| Fayetteville | | life insurance, homeowners | | |
| Newark | | insurance, health insurance, term life | | Examiner: An employee assigned by |
| Long Island City | | insurance and more. | | the state insurance department to |
| Scranton | | | | audit insurers' records. |
| Jackson | | People who are trying to quit | | |
| Boise | | smoking, for example, might be best | | Provisional Rate: Tentative rates, |
| Metairie | | suited purchasing a shorter term (and | | premiums or commissions that are |
| Bradenton | | then replacing it with a longer term | | subject to subsequent adjustment. |
| Ventura | | policy when they qualify for | | See Commission and Premium. |
| Vancouver | | non-tobacco prices). | | |
| Bloomington | | | | Equity: The money value of an |
| Milwaukee | | If you decide to cancel your policy | | insurance company that is over and |
| Conroe | | (after acquiring new coverage) | | above its liabilities. Liabilities include |
| Jacksonville | | outside of the 30-day period, you may | | almost all of its reserves. |
| San Bernardino | | have to pay a fee or penalty. | | |
| Ocala | | However, you may still save money | | Provisions: Statements contained in |
| Bloomington | | after paying the fee if your new policy | | an insurance policy which explain the |
| Anchorage | | affords you significant savings. So | | benefits, conditions and other |
| Berkeley | | while it is best to wait until your | | features of the insurance contract. |
| San Francisco | | receive your renewal notice, you CAN | | |
| New Orleans | | cancel your policy at any time. | | |
