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| Vineland | | The best time to switch policies is | | Replacement: A new policy written to |
| Greeley | | within one month of receiving your | | take the place of one currently in force. |
| Jacksonville | | policy renewal from your current | | |
| Rapid City | | insurer. You can typically cancel your | | Cash Flow Underwriting: The use of |
| Fort Lauderdale | | policy without any fees or penalties if | | rating and premium collection |
| Corpus Christi | | you act within this time period. | | techniques by insurance companies |
| Peoria | | | | to maximize interest earnings on |
| Columbus | | If you decide to cancel your policy | | premiums. |
| Richmond | | (after acquiring new coverage) | | |
| Seattle | | outside of the 30-day period, you may | | Sherman Antitrust Act: An antitrust law |
| Norfolk | | have to pay a fee or penalty. | | from which insurance is exempted to |
| Clarksville | | However, you may still save money | | the extent that it is regulated by state |
| Florissant | | after paying the fee if your new policy | | law. |
| Valdosta | | affords you significant savings. So | | |
| Minneapolis | | while it is best to wait until your | | You/Your: These words are used to |
| Bay City | | receive your renewal notice, you CAN | | refer to the named insured in many of |
| Hendersonville | | cancel your policy at any time. | | the modernized/personalized policy |
| Columbus | | | | forms. |
| Bethlehem | | We offer quotes for auto insurance, | | |
| Greenville | | life insurance, homeowners | | Coding: A method of putting |
| Lincoln | | insurance, health insurance, term life | | information into a numerical form for |
| Huntington Beach | | insurance and more. | | statistical use. Most information on |
| Spring Hill | | | | policies is coded and then put into |
| Sacramento | | While some companies raise their | | reports. |
| Detroit | | prices based on your actual age, | | |
| Stockbridge | | most companies increase the price of | | Losses Outstanding: A summary |
| Oklahoma City | | their policies six months before your | | statement prepared by Property, Life, |
| Naples | | birthday. Its a term called Age | | and Liability insurers showing claims |
| Pittsburgh | | Nearest in the industry, and that | | not yet settled. |
| Corona | | half-year price increase could really | | |
| Texarkana | | add up over a 20-year term policy. As | | Premium Receipt: The receipt given |
| Lakewood | | above, the quicker you purchase your | | a policy owner for the payment of a |
| Rochester | | policy the better. | | premium. |
