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| Rockford | | People who are trying to quit | | Adjustment Bureau: A firm organized |
| Albany | | smoking, for example, might be best | | to provide adjustment services to |
| Houma | | suited purchasing a shorter term (and | | insurers not wishing to create their |
| Columbus | | then replacing it with a longer term | | own claims division. |
| Alexandria | | policy when they qualify for | | |
| Scottsdale | | non-tobacco prices). | | Net Retention: The amount of |
| Costa Mesa | | | | insurance that a ceding company |
| Williamsburg | | Individuals who have 30-year | | keeps for its own account and does |
| Lafayette | | mortgages might want to consider a | | not reinsure. |
| Portland | | 30-year term to ensure that the house | | |
| Hartford | | is protected throughout the period of | | War Risk Insurance: Insurance |
| Grand Prairie | | the loan. | | covering damage caused by war. |
| Bayside | | | | Most often written by Ocean Marine |
| Fairfax | | Shopping around is the best way to | | Insurance companies covering |
| Fredericksburg | | save money on your insurance. | | vessels. |