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| Newport Beach | | The best time to switch policies is | | Business: In Property, Liability, and |
| Baltimore | | within one month of receiving your | | Health lines, it usually refers to the |
| Bradenton | | policy renewal from your current | | volume of premiums. |
| Hot Springs | | insurer. You can typically cancel your | | |
| Spring Hill | | policy without any fees or penalties if | | Adjustment Bureau: A firm organized |
| Phoenix | | you act within this time period. | | to provide adjustment services to |
| Lincoln | | | | insurers not wishing to create their |
| Yonkers | | If you decide to cancel your policy | | own claims division. |
| Athens | | (after acquiring new coverage) | | |
| Bayside | | outside of the 30-day period, you may | | Leasehold: An agreement which |
| Tyler | | have to pay a fee or penalty. | | gives a person the right to use and |
| Chicago | | However, you may still save money | | occupy property. |
| Marietta | | after paying the fee if your new policy | | |
| Milwaukee | | affords you significant savings. So | | Valuation Clause: A clause stating the |
| Whittier | | while it is best to wait until your | | value of items for insurance |
| Worcester | | receive your renewal notice, you CAN | | purposes, making it a valued policy. |
| Elkhart | | cancel your policy at any time. | | |
| Scottsdale | | | | License: A certification of authority for |
| Newark | | Shopping around is the best way to | | an agent or insurer to operate, given |
| Clearwater | | save money on your insurance. | | by the appropriate jurisdiction. |