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| Quincy | | At InsWeb, you can compare free | | Loss Frequency: The number of times |
| Lima | | online insurance quotes from many of | | a loss occurs over a specific period |
| Gulfport | | the nations leading insurance | | of time. |
| Thousand Oaks | | companies. | | |
| Brooklyn | | | | Policy Anniversary: The anniversary |
| Fairfax | | Why not take advantage of current | | of the date of issue of a policy as |
| San Bernardino | | low prices? Many auto insurance | | shown in the policy declarations. |
| Palm Desert | | consumers are becoming educated | | |
| Williamsport | | on other companies, plans, and rates | | Liquidity: The ability of an insurer to |
| Jacksonville | | that are available to them; ones that | | convert its assets into cash to pay |
| Fairfax | | could afford them significant savings | | claims if necessary. |
| Tyler | | on their auto insurance. | | |
| Fairfax | | | | Accident: An unplanned event, |
| Cleveland | | If you decide to cancel your policy | | unexpected and undesigned, which |
| West Chester | | (after acquiring new coverage) | | occurs suddenly and at a definite |
| Midland | | outside of the 30-day period, you may | | place. |
| Wilmington | | have to pay a fee or penalty. | | |
| Syracuse | | However, you may still save money | | Commission of Authority: A document |
| Rochester | | after paying the fee if your new policy | | outlining the powers delegated to an |
| Davenport | | affords you significant savings. So | | agent by an insurer. |
| Miami | | while it is best to wait until your | | |
| Edison | | receive your renewal notice, you CAN | | Deflation: An economic period |
| Arlington | | cancel your policy at any time. | | characterized by falling prices, high |
| Newport Beach | | | | unemployment and a generally |
| Portland | | If you have noticed that your auto | | sluggish or slow economy. |
| Littleton | | insurance rates are still increasing | | |
| Corona | | with each renewal, or even have not | | Brick Veneer Construction: Refers to |
| Jackson | | gone down even though you have a | | a building where the outside walls are |
| Flint | | great driving record, this lower pricing | | constructed of wood with a facing of a |
| Staten Island | | trend makes it more important then | | single layer of brick. |
| Burbank | | ever that you shop around for auto | | |
| Sacramento | | insurance. | | Agent's License: A certificate of |
| Palm Harbor | | | | authority from the state which permits |
| Huntington Beach | | Make sure you have a new policy in | | the agent to conduct business. |
| Pompano Beach | | place before you cancel your old one | | |
| Longmont | | to avoid a lapse in coverage. This will | | |
| San Francisco | | also prevent having to figure out the | | |
| Cranston | | amount of any unused premium that is | | |
| Anderson | | due to you from your old insurance | | |
| San Bernardino | | company, or having to spar with your | | |
| Bradenton | | agent about exactly when your policy | | |
| Warren | | was cancelled and how much they | | |
| Troy | | owe you. | | |
