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| Alexandria | | At InsWeb, you can compare free | | Line of Business: The classification of |
| Williamsport | | online insurance quotes from many of | | business as utilized in the insurance |
| Baton Rouge | | the nations leading insurance | | industry, e.g., Fire, Allied Lines and |
| New Orleans | | companies. | | Homeowners. |
| Erie | | | | |
| Berkeley | | Individuals who have 30-year | | Admitted Company: An insurance |
| Cape Coral | | mortgages might want to consider a | | company authorized and licensed to |
| Wichita Falls | | 30-year term to ensure that the house | | do business in a given state. |
| Ventura | | is protected throughout the period of | | |
| Nashua | | the loan. | | Replacement: A new policy written to |
| Milwaukee | | | | take the place of one currently in force. |
| Coral Springs | | Life insurance, specifically Term Life, | | |
| Omaha | | is arguably one of the best values in | | FICA. Federal Insurance Contributions |
| Arlington | | the entire financial services arena. | | Act: A law imposing a payroll tax to |
| Torrance | | Where else can you go and get | | assist in funding Social Security |
| Los Angeles | | hundreds of thousands of dollars in | | benefits. |
| Cedar Rapids | | protection for literally pennies per | | |
| Greenville | | day? Rates for Term Life insurance | | Commingling: An illegal practice |
| Boulder | | remain at all-time lows, and now is the | | which occurs when an agent mixes |
| Jasper | | time to lock in the best prices. | | personal funds with the insured's or |
| Jacksonville | | | | insurer's funds. |
| Conroe | | Why not take advantage of current | | |
| Indianapolis | | low prices? Many auto insurance | | Agency Company: An insurance |
| Plano | | consumers are becoming educated | | company that produces business |
| Venice | | on other companies, plans, and rates | | through an agency network. Contrast |
| Fresno | | that are available to them; ones that | | with Direct Writer. |
| Rockford | | could afford them significant savings | | |
| Frederick | | on their auto insurance. | | Insurance Policy: The printed form |
| Jasper | | | | which serves as the contract between |
| Oceanside | | If you decide to cancel your policy | | an insurer and an insured. |
| St. Louis | | (after acquiring new coverage) | | |
| Santa Clara | | outside of the 30-day period, you may | | Admitted (or Allowed) Assets: Assets |
| Macon | | have to pay a fee or penalty. | | whose values are permitted by state |
| Springfield | | However, you may still save money | | law to be included in the annual |
| Rochester | | after paying the fee if your new policy | | statement of the insurer. |
| Cypress | | affords you significant savings. So | | |
| Littleton | | while it is best to wait until your | | |
| Grand Junction | | receive your renewal notice, you CAN | | |
| Greenville | | cancel your policy at any time. | | |
