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| Providence | | We offer quotes for auto insurance, | | Policy Period (or Term): The period |
| Davenport | | life insurance, homeowners | | during which the policy contract |
| Gainesville | | insurance, health insurance, term life | | affords protection, e.g., six months or |
| Philadelphia | | insurance and more. | | one or three years. |
| Irvine | | | | |
| Joliet | | Individuals who have 30-year | | Mutualization: The process of |
| Sterling Heights | | mortgages might want to consider a | | converting a stock insurer to a mutual |
| Boston | | 30-year term to ensure that the house | | insurer, accomplished by having the |
| Stuart | | is protected throughout the period of | | insurer buy stock and retire it. |
| Palm Harbor | | the loan. | | |
| Torrance | | | | Captive Agent: One who sells |
| Dallas | | Everyone has different needs, and | | insurance for only one company as |
| San Jose | | not one size fits all when it comes to | | opposed to an agent who represents |
| Arlington | | term life insurance. While it may make | | several companies. |
| Wichita Falls | | sense for people in their 30s and 40s | | |
| Olympia | | to secure a 20-year term length, a | | Coding: A method of putting |
| Fort Smith | | 10-year term might be more | | information into a numerical form for |
| Cape Coral | | appropriate for someone nearing | | statistical use. Most information on |
| Evansville | | retirement. | | policies is coded and then put into |
| Florissant | | | | reports. |
| Johnson City | | The quickest and easiest way to | | |
| Spring Hill | | shop for new insurance is by | | Foreign Insurer: An insurer domiciled |
| Omaha | | comparing rates at InsWebs online | | in a state of the United States other |
| Littleton | | marketplace. If you do it the | | than the one in which the insured's |
| Hattiesburg | | old-fashioned way (by calling or | | insurance is written. |
| Asheville | | visiting multiple agents or insurance | | |
| Modesto | | companies) it could take up a huge | | Valuation Clause: A clause stating the |
| Milwaukee | | chunk of your time, which no one | | value of items for insurance |
| Spokane | | wants or needs. By completing | | purposes, making it a valued policy. |
| Columbus | | InsWebs online application, you will | | |
| Olympia | | have rates to compare to your old | | Incurred Expense: Expenses not yet |
| Alpharetta | | ones within minutes! | | paid. Can also include paid |
| Toms River | | | | expenses in some accounting |
| Racine | | Why not take advantage of current | | systems. |
| Rockville | | low prices? Many auto insurance | | |
| Fort Worth | | consumers are becoming educated | | |
| Schenectady | | on other companies, plans, and rates | | |
| Glendale | | that are available to them; ones that | | |
| Boise | | could afford them significant savings | | |
| Reno | | on their auto insurance. | | |
