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| Memphis | | Make sure you have a new policy in | | Premium Receipt: The receipt given |
| Henderson | | place before you cancel your old one | | a policy owner for the payment of a |
| Morristown | | to avoid a lapse in coverage. This will | | premium. |
| Marietta | | also prevent having to figure out the | | |
| Florence | | amount of any unused premium that is | | Commission of Authority: A document |
| Anchorage | | due to you from your old insurance | | outlining the powers delegated to an |
| Union | | company, or having to spar with your | | agent by an insurer. |
| Lake Charles | | agent about exactly when your policy | | |
| Metairie | | was cancelled and how much they | | Overlapping Insurance: Coverage |
| Racine | | owe you. | | from two or more policies or insurers |
| Troy | | | | which duplicates coverage of certain |
| Asheville | | Shopping around is the best way to | | risks. |
| Salt Lake City | | save money on your insurance. | | |
| Fairfax | | | | Foreign Insurer: An insurer domiciled |
| Palo Alto | | People who are trying to quit | | in a state of the United States other |
| Huntington Beach | | smoking, for example, might be best | | than the one in which the insured's |
| Palo Alto | | suited purchasing a shorter term (and | | insurance is written. |
| Arlington | | then replacing it with a longer term | | |
| Jonesboro | | policy when they qualify for | | Valuation Clause: A clause stating the |
| Bloomington | | non-tobacco prices). | | value of items for insurance |
| Sarasota | | | | purposes, making it a valued policy. |
| Anaheim | | If you decide to cancel your policy | | |
| South Bend | | (after acquiring new coverage) | | Nonadmitted Insurer: An insurer not |
| Columbus | | outside of the 30-day period, you may | | licensed to do business in the |
| Decatur | | have to pay a fee or penalty. | | jurisdiction in question. Same as |
| Denton | | However, you may still save money | | Unauthorized Insurer and Unlicensed |
| Cypress | | after paying the fee if your new policy | | Insurer. |
| Killeen | | affords you significant savings. So | | |
| Westbury | | while it is best to wait until your | | Claim Report: A report filed by an |
| Lansing | | receive your renewal notice, you CAN | | agent setting forth the facts of a claim. |
| Naples | | cancel your policy at any time. | | Same as Loss Report. |
