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| Sumter | | The quickest and easiest way to | | Claim Expense: The expense of |
| Albuquerque | | shop for new insurance is by | | adjusting a claim, such as |
| Denton | | comparing rates at InsWebs online | | investigation and attorneys' fees. It |
| Santa Ana | | marketplace. If you do it the | | does not include the cost of the claim |
| Honolulu | | old-fashioned way (by calling or | | itself. |
| Indianapolis | | visiting multiple agents or insurance | | |
| Waco | | companies) it could take up a huge | | Agency: An insurance sales office |
| Lake Worth | | chunk of your time, which no one | | which is directed by a agent, |
| Brooklyn | | wants or needs. By completing | | manager, independent agent, or |
| Clinton Township | | InsWebs online application, you will | | company manager. |
| San Francisco | | have rates to compare to your old | | |
| Memphis | | ones within minutes! | | Endorsement: A written or printed form |
| Norwalk | | | | attached to the policy which alters |
| Slidell | | Individuals who have 30-year | | provisions of the contract. |
| Kalamazoo | | mortgages might want to consider a | | |
| Stockton | | 30-year term to ensure that the house | | Society of Insurance Research: An |
| Bellevue | | is protected throughout the period of | | organization which encourages |
| Vancouver | | the loan. | | insurance research and promotes the |
| Long Island City | | | | exchange of ideas and methods of |
| Woodbridge | | Shopping around is the best way to | | research. |
| Manchester | | save money on your insurance. | | |
| Livonia | | | | FICA. Federal Insurance Contributions |
| Syracuse | | The best time to switch policies is | | Act: A law imposing a payroll tax to |
| Duluth | | within one month of receiving your | | assist in funding Social Security |
| Miami | | policy renewal from your current | | benefits. |
| Livonia | | insurer. You can typically cancel your | | |
| Ventura | | policy without any fees or penalties if | | Indemnity: Restoration to the victim of |
| Erie | | you act within this time period. | | a loss by payment, repair, or |
| Grand Junction | | | | replacement. |
| Baltimore | | If you have noticed that your auto | | |
| Gaithersburg | | insurance rates are still increasing | | Collusion: An agreement, usually |
| Youngstown | | with each renewal, or even have not | | secret, between two or more persons |
| Savannah | | gone down even though you have a | | to defraud or deprive another or |
| Lake Charles | | great driving record, this lower pricing | | others of their property or rights. |
| Chesapeake | | trend makes it more important then | | |
| Muskegon | | ever that you shop around for auto | | |
| San Diego | | insurance. | | |