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| Indianapolis | | The quickest and easiest way to | | Interline Endorsement: Commercial |
| Monroe | | shop for new insurance is by | | endorsements that apply, or could |
| Las Cruces | | comparing rates at InsWebs online | | apply, to more than one coverage |
| Greeley | | marketplace. If you do it the | | part of a package policy. |
| Escondido | | old-fashioned way (by calling or | | |
| Lorain | | visiting multiple agents or insurance | | Line of Business: The classification of |
| Escondido | | companies) it could take up a huge | | business as utilized in the insurance |
| Malden | | chunk of your time, which no one | | industry, e.g., Fire, Allied Lines and |
| Saginaw | | wants or needs. By completing | | Homeowners. |
| Elkhart | | InsWebs online application, you will | | |
| Washington | | have rates to compare to your old | | Level Commission System: A system |
| Atlanta | | ones within minutes! | | of commissions in which the first year |
| Sunnyvale | | | | and all renewal commissions are the |
| Columbus | | If you decide to cancel your policy | | same percentage of the premium. |
| Glendale | | (after acquiring new coverage) | | |
| Jackson | | outside of the 30-day period, you may | | Mutualization: The process of |
| Portsmouth | | have to pay a fee or penalty. | | converting a stock insurer to a mutual |
| Stamford | | However, you may still save money | | insurer, accomplished by having the |
| Minneapolis | | after paying the fee if your new policy | | insurer buy stock and retire it. |
| South Bend | | affords you significant savings. So | | |
| Newport News | | while it is best to wait until your | | Deductible: The portion of an insured |
| Eugene | | receive your renewal notice, you CAN | | loss to be borne by the insured |
| Clinton Township | | cancel your policy at any time. | | before he is entitled to recovery from |
| Chicago | | | | the insurer. |
| Boulder | | Individuals who have 30-year | | |
| Bakersfield | | mortgages might want to consider a | | Short-Term Policy: A policy written for |
| Modesto | | 30-year term to ensure that the house | | a period of less time than is normal for |
| Jacksonville | | is protected throughout the period of | | that type of policy. |
| Tuscaloosa | | the loan. | | |
| Burbank | | | | Monoline Policy: Any insurance |
| Ogden | | If you have noticed that your auto | | coverage written as a single line |
| York | | insurance rates are still increasing | | policy. Contrast with Multiple Line or |
| Metairie | | with each renewal, or even have not | | Package policy. |
| Lake Worth | | gone down even though you have a | | |
| Duluth | | great driving record, this lower pricing | | |
| Santa Clara | | trend makes it more important then | | |
| Fremont | | ever that you shop around for auto | | |
| Goldsboro | | insurance. | | |
