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| Lancaster | | We offer quotes for auto insurance, | | Mutualization: The process of |
| Dearborn | | life insurance, homeowners | | converting a stock insurer to a mutual |
| Long Beach | | insurance, health insurance, term life | | insurer, accomplished by having the |
| Chula Vista | | insurance and more. | | insurer buy stock and retire it. |
| Lafayette | | | | |
| Montgomery | | Make sure you have a new policy in | | Tickler: A reminder system used to |
| Muskegon | | place before you cancel your old one | | call an individual's attention to actions |
| Belleville | | to avoid a lapse in coverage. This will | | that must be taken at a future point in |
| Thousand Oaks | | also prevent having to figure out the | | time. |
| Harrisburg | | amount of any unused premium that is | | |
| Albany | | due to you from your old insurance | | Public Adjuster: An insurance adjuster |
| Longwood | | company, or having to spar with your | | who represents an insured on a fee |
| Rochester | | agent about exactly when your policy | | basis in claims settlement. Contrast |
| Flint | | was cancelled and how much they | | with Independent Adjuster. |
| Brooklyn | | owe you. | | |
| Milwaukee | | | | Broker of Record: A broker who has |
| Lawrenceville | | People who are trying to quit | | been designated to handle certain |
| Sumter | | smoking, for example, might be best | | insurance contracts for the |
| Wichita Falls | | suited purchasing a shorter term (and | | policyholder. |
| Alameda | | then replacing it with a longer term | | |
| San Francisco | | policy when they qualify for | | Shock Loss: A catastrophic loss so |
| Austin | | non-tobacco prices). | | large that it has a material effect on |
| Muncie | | | | the underwriting results of a company. |
| Cherry Hill | | Individuals who have 30-year | | |
| Bloomington | | mortgages might want to consider a | | Claim Report: A report filed by an |
| Myrtle Beach | | 30-year term to ensure that the house | | agent setting forth the facts of a claim. |
| Yonkers | | is protected throughout the period of | | Same as Loss Report. |
| Springfield | | the loan. | | |
| Spring Hill | | | | Domestic Insurer (or Company): An |
| Redlands | | Shopping around is the best way to | | insurer formed under the laws of the |
| Muskegon | | save money on your insurance. | | state in which the insurance is written. |
