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| Lake Worth | | People who are trying to quit | | Retail Credit Company: The former |
| Miami | | smoking, for example, might be best | | name of Equifax, a credit reporting |
| Nashville | | suited purchasing a shorter term (and | | organization. See Equifax. |
| San Jose | | then replacing it with a longer term | | |
| Beaumont | | policy when they qualify for | | Domestic Insurer (or Company): An |
| Wichita | | non-tobacco prices). | | insurer formed under the laws of the |
| Winter Park | | | | state in which the insurance is written. |
| Johnstown | | Make sure you have a new policy in | | |
| Stamford | | place before you cancel your old one | | Claim Expense: The expense of |
| Glendale | | to avoid a lapse in coverage. This will | | adjusting a claim, such as |
| Lancaster | | also prevent having to figure out the | | investigation and attorneys' fees. It |
| Warwick | | amount of any unused premium that is | | does not include the cost of the claim |
| Naples | | due to you from your old insurance | | itself. |
| Greenville | | company, or having to spar with your | | |
| Midland | | agent about exactly when your policy | | Interstate Carrier: A transportation |
| Hollywood | | was cancelled and how much they | | company which does business |
| Gainesville | | owe you. | | across state lines. |
