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| Longview | | If you decide to cancel your policy | | Capital Sum: The maximum lump sum |
| Sacramento | | (after acquiring new coverage) | | payable in the event of accidental |
| Des Moines | | outside of the 30-day period, you may | | death or dismemberment. |
| Roanoke | | have to pay a fee or penalty. | | |
| Cedar Rapids | | However, you may still save money | | Gain and Loss Exhibit: The portion of |
| Quincy | | after paying the fee if your new policy | | the convention blank which |
| Yuma | | affords you significant savings. So | | represents an analysis of gains, |
| Orlando | | while it is best to wait until your | | losses, and surplus during an |
| Tacoma | | receive your renewal notice, you CAN | | accounting period. |
| Denton | | cancel your policy at any time. | | |
| Union | | | | Underinsurance: A condition in which |
| Cypress | | While some companies raise their | | not enough insurance is carried to |
| San Francisco | | prices based on your actual age, | | cover the insurable value. |
| Woodbridge | | most companies increase the price of | | |
| New York | | their policies six months before your | | War Risk Insurance: Insurance |
| Sioux City | | birthday. Its a term called Age | | covering damage caused by war. |
| Sumter | | Nearest in the industry, and that | | Most often written by Ocean Marine |
| Huntsville | | half-year price increase could really | | Insurance companies covering |
| Silver Spring | | add up over a 20-year term policy. As | | vessels. |
| Glendale | | above, the quicker you purchase your | | |
| Wilmington | | policy the better. | | Insurance Examiner: The |
| Newburgh | | | | representative of a state insurance |
| Anchorage | | The quickest and easiest way to | | department assigned to participate in |
| Columbia | | shop for new insurance is by | | the official audit and examination of |
| Fort Smith | | comparing rates at InsWebs online | | an insurer. |
| Marietta | | marketplace. If you do it the | | |
| Amarillo | | old-fashioned way (by calling or | | Commingling: An illegal practice |
| Quincy | | visiting multiple agents or insurance | | which occurs when an agent mixes |
| Turlock | | companies) it could take up a huge | | personal funds with the insured's or |
| Huntington | | chunk of your time, which no one | | insurer's funds. |
| Augusta | | wants or needs. By completing | | |
| Harrisburg | | InsWebs online application, you will | | Brokerage Department: A department |
| Whittier | | have rates to compare to your old | | of an insurer whose purpose is to |
| Fall River | | ones within minutes! | | deal with brokers in the placing of |
| Olympia | | | | insurance. |