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| Woodbridge | | Shopping around is the best way to | | Standard Industry Code (SIC): This is |
| Long Beach | | save money on your insurance. | | a coding system which assigns |
| Columbia | | | | separate codes for different types of |
| Evanston | | The best time to switch policies is | | industries. |
| Duluth | | within one month of receiving your | | |
| Albuquerque | | policy renewal from your current | | Buy-Back" Deductible: A deductible |
| El Cajon | | insurer. You can typically cancel your | | which may be eliminated for an |
| Roanoke | | policy without any fees or penalties if | | additional premium in order to |
| Lake Worth | | you act within this time period. | | provide "first-dollar" coverage. |