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| Valdosta | | At InsWeb, you can compare free | | Operating Expense: The expense of |
| Topeka | | online insurance quotes from many of | | an insurer other than commissions |
| Denton | | the nations leading insurance | | and taxes. Called " and Insurance |
| Ann Arbor | | companies. | | Expense" in the convention statement |
| Topeka | | | | blank. |
| Anderson | | Healthy people have the best | | |
| Springfield | | mortality risks and thus are much | | Insurance to Value: Insurance written |
| Allentown | | cheaper for companies to insure. This | | in an amount approximating the value |
| West Chester | | translates into lower rates for the | | of the property insured. |
| Portland | | Super Preferred customer than | | |
| Macon | | someone with higher risk factors such | | Underwriters Laboratories, Inc. (UL): A |
| San Antonio | | as a heart condition, cancer or | | testing laboratory for manufactured |
| Vancouver | | diabetes. Conversely, if you were | | items to determine their safety |
| Fremont | | unhealthy when you acquired your | | propensities. |
| Sioux Falls | | policy, and your health has now | | |
| Knoxville | | improved, it might be time to shop for | | Collusion: An agreement, usually |
| Toms River | | a new policy, as your rates are likely | | secret, between two or more persons |
| Trenton | | to be lower. | | to defraud or deprive another or |
| Newark | | | | others of their property or rights. |
| Denver | | The best time to switch policies is | | |
| Charleston | | within one month of receiving your | | Malinger: To feign a disability for the |
| Eugene | | policy renewal from your current | | purpose of continuing to collect |
| Hattiesburg | | insurer. You can typically cancel your | | benefits longer than actually |
| Boynton Beach | | policy without any fees or penalties if | | necessary. |
| Acworth | | you act within this time period. | | |
| Indianapolis | | | | Accidental Bodily Injury: An injury |
| Kingsport | | The quickest and easiest way to | | sustained accidentally. Only the result |
| Springfield | | shop for new insurance is by | | need be accidental. Contrast with |
| Sumter | | comparing rates at InsWebs online | | Accidental Means. |
| New Orleans | | marketplace. If you do it the | | |
| Inglewood | | old-fashioned way (by calling or | | Indemnify: To restore the victim of a |
| Madison | | visiting multiple agents or insurance | | loss to the same position as before |
| Newport Beach | | companies) it could take up a huge | | the loss occurred. |
| Littleton | | chunk of your time, which no one | | |
| Washington | | wants or needs. By completing | | |
| Nashua | | InsWebs online application, you will | | |
| Vineland | | have rates to compare to your old | | |
| St. Joseph | | ones within minutes! | | |
