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| Wilmington | | Individuals who have 30-year | | Preferred Risk: Any risk considered |
| Lawton | | mortgages might want to consider a | | to be better than the standard risk on |
| Decatur | | 30-year term to ensure that the house | | which the premium rate was |
| Rome | | is protected throughout the period of | | calculated. |
| Spring Hill | | the loan. | | |
| Manchester | | | | Malinger: To feign a disability for the |
| Redlands | | If you decide to cancel your policy | | purpose of continuing to collect |
| Lawrenceville | | (after acquiring new coverage) | | benefits longer than actually |
| Brooklyn | | outside of the 30-day period, you may | | necessary. |
| Torrance | | have to pay a fee or penalty. | | |
| Mesquite | | However, you may still save money | | Nonadmitted Insurer: An insurer not |
| Tuscaloosa | | after paying the fee if your new policy | | licensed to do business in the |
| Greenville | | affords you significant savings. So | | jurisdiction in question. Same as |
| South Bend | | while it is best to wait until your | | Unauthorized Insurer and Unlicensed |
| Zanesville | | receive your renewal notice, you CAN | | Insurer. |
| Kansas City | | cancel your policy at any time. | | |
| Pembroke Pines | | | | Partial Loss: A loss covered by an |
| Anchorage | | Life insurance, specifically Term Life, | | insurance policy which does not |
| Wichita Falls | | is arguably one of the best values in | | completely destroy or render |
| Erie | | the entire financial services arena. | | worthless the insured property. |
| Riverside | | Where else can you go and get | | |
| Green Bay | | hundreds of thousands of dollars in | | Indemnity: Restoration to the victim of |
| Worcester | | protection for literally pennies per | | a loss by payment, repair, or |
| Baton Rouge | | day? Rates for Term Life insurance | | replacement. |
| Bellevue | | remain at all-time lows, and now is the | | |
| Rockford | | time to lock in the best prices. | | Amendment: A formal document |
| Orlando | | | | which corrects or revises an |
| Jacksonville | | At InsWeb, you can compare free | | insurance master policy. |
| Minneapolis | | online insurance quotes from many of | | |
| Springfield | | the nations leading insurance | | Tariff Rate: A rate established by a |
| Muncie | | companies. | | rating organization, which comes from |
| Orlando | | | | the tables, schedules and rules found |
| Williamsport | | The quickest and easiest way to | | in the tariff of rates. |
| Jacksonville | | shop for new insurance is by | | |
| Boulder | | comparing rates at InsWebs online | | |
| Newark | | marketplace. If you do it the | | |
| Waco | | old-fashioned way (by calling or | | |
| Detroit | | visiting multiple agents or insurance | | |
| York | | companies) it could take up a huge | | |
| Colorado Springs | | chunk of your time, which no one | | |
| Fairfax | | wants or needs. By completing | | |
| Franklin | | InsWebs online application, you will | | |
| Poughkeepsie | | have rates to compare to your old | | |
| Washington | | ones within minutes! | | |
