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| York | | While some companies raise their | | Convention Values: Values assigned |
| Daytona Beach | | prices based on your actual age, | | to insurers' assets in the convention |
| Gainesville | | most companies increase the price of | | blank. |
| Grand Junction | | their policies six months before your | | |
| Columbus | | birthday. Its a term called Age | | Short-Term Policy: A policy written for |
| Dallas | | Nearest in the industry, and that | | a period of less time than is normal for |
| Worcester | | half-year price increase could really | | that type of policy. |
| Wichita | | add up over a 20-year term policy. As | | |
| Toms River | | above, the quicker you purchase your | | Claim: A demand made by the |
| Chandler | | policy the better. | | insured, or the insured's beneficiary, |
| Jackson | | | | for payment of the benefits provided |
| Oxnard | | Everyone has different needs, and | | by the contract. |
| Clinton Township | | not one size fits all when it comes to | | |
| Owensboro | | term life insurance. While it may make | | Policywriting Agent: An agent who has |
| Akron | | sense for people in their 30s and 40s | | the authority to prepare and effect an |
| Anderson | | to secure a 20-year term length, a | | insurer's policy. |
| Kalamazoo | | 10-year term might be more | | |
| Youngstown | | appropriate for someone nearing | | Appraisal: An evaluation of property |
| Pompano Beach | | retirement. | | made to ascertain either the |
| Gainesville | | | | appropriate amount of insurance to |
| Little Rock | | At InsWeb, you can compare free | | be written or the amount of loss to be |
| Charleston | | online insurance quotes from many of | | paid. |
| Dallas | | the nations leading insurance | | |
| Council Bluffs | | companies. | | Depreciation: A decrease in the value |
| Hartford | | | | of any type of tangible property over |
| Richmond | | Make sure you have a new policy in | | a period of time resulting from use, |
| High Point | | place before you cancel your old one | | wear and tear, or obsolescence. |
| Fall River | | to avoid a lapse in coverage. This will | | |
| Warren | | also prevent having to figure out the | | Provisions: Statements contained in |
| Ocala | | amount of any unused premium that is | | an insurance policy which explain the |
| Bakersfield | | due to you from your old insurance | | benefits, conditions and other |
| Spokane | | company, or having to spar with your | | features of the insurance contract. |
| Evanston | | agent about exactly when your policy | | |
| Cypress | | was cancelled and how much they | | Premium Notice: A form notice from |
| Reno | | owe you. | | an insurer or agency to a policy |
| Abilene | | | | owner that a premium will be due on a |
| Irving | | | | given date. |
