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| Harlingen | | People who are trying to quit | | Brokerage Department: A department |
| Long Island City | | smoking, for example, might be best | | of an insurer whose purpose is to |
| Peoria | | suited purchasing a shorter term (and | | deal with brokers in the placing of |
| Daytona Beach | | then replacing it with a longer term | | insurance. |
| Longwood | | policy when they qualify for | | |
| Santa Monica | | non-tobacco prices). | | Capital Sum: The maximum lump sum |
| Denver | | | | payable in the event of accidental |
| Albuquerque | | While some companies raise their | | death or dismemberment. |
| Evansville | | prices based on your actual age, | | |
| Carlsbad | | most companies increase the price of | | Premium: The price of insurance |
| Poughkeepsie | | their policies six months before your | | protection for a specified risk for a |
| Panama City | | birthday. Its a term called Age | | specified period of time. |
| Erie | | Nearest in the industry, and that | | |
| Downey | | half-year price increase could really | | Sole Proprietorship: A business |
| Rome | | add up over a 20-year term policy. As | | enterprise owned by one person who |
| Canton | | above, the quicker you purchase your | | is its manager and employee. |
| Tacoma | | policy the better. | | |
| Clearwater | | | | Insurance Examiner: The |
| Erie | | Life insurance, specifically Term Life, | | representative of a state insurance |
| Cleveland | | is arguably one of the best values in | | department assigned to participate in |
| Boulder | | the entire financial services arena. | | the official audit and examination of |
| Coral Springs | | Where else can you go and get | | an insurer. |
| Kalamazoo | | hundreds of thousands of dollars in | | |
| Poughkeepsie | | protection for literally pennies per | | Domestic Insurer (or Company): An |
| Seattle | | day? Rates for Term Life insurance | | insurer formed under the laws of the |
| Vancouver | | remain at all-time lows, and now is the | | state in which the insurance is written. |
| Oxnard | | time to lock in the best prices. | | |
| Midland | | | | Renewal: The reestablishment of the |
| Yuma | | We offer quotes for auto insurance, | | in-force status of a policy, the term of |
| Orange Park | | life insurance, homeowners | | which has expired or will expire |
| Lansing | | insurance, health insurance, term life | | unless it is renewed. |
| Waco | | insurance and more. | | |
| Lawton | | | | Leasehold: An agreement which |
| Rochester | | Why not take advantage of current | | gives a person the right to use and |
| Naperville | | low prices? Many auto insurance | | occupy property. |
| Fremont | | consumers are becoming educated | | |
| Fredericksburg | | on other companies, plans, and rates | | |
| Lima | | that are available to them; ones that | | |
| Zanesville | | could afford them significant savings | | |
| Carlsbad | | on their auto insurance. | | |