| | | | |
|
| Panama City | | Healthy people have the best | | Partnership: A business enterprise |
| Los Angeles | | mortality risks and thus are much | | owned and operated by two or more |
| Bayside | | cheaper for companies to insure. This | | persons for the purpose of generating |
| Durham | | translates into lower rates for the | | business income and profits. |
| Killeen | | Super Preferred customer than | | |
| Staten Island | | someone with higher risk factors such | | Public Adjuster: An insurance adjuster |
| Salem | | as a heart condition, cancer or | | who represents an insured on a fee |
| Gulfport | | diabetes. Conversely, if you were | | basis in claims settlement. Contrast |
| Irving | | unhealthy when you acquired your | | with Independent Adjuster. |
| Portland | | policy, and your health has now | | |
| Lake Worth | | improved, it might be time to shop for | | Provisions: Statements contained in |
| Shreveport | | a new policy, as your rates are likely | | an insurance policy which explain the |
| Pittsburgh | | to be lower. | | benefits, conditions and other |
| Alexandria | | | | features of the insurance contract. |
| Salt Lake City | | People who are trying to quit | | |
| Lancaster | | smoking, for example, might be best | | Interstate Carrier: A transportation |
| Council Bluffs | | suited purchasing a shorter term (and | | company which does business |
| Asheville | | then replacing it with a longer term | | across state lines. |
| Boynton Beach | | policy when they qualify for | | |
| Virginia Beach | | non-tobacco prices). | | Standard Industry Code (SIC): This is |
| Lawton | | | | a coding system which assigns |
| Rochester | | Make sure you have a new policy in | | separate codes for different types of |
| Spartanburg | | place before you cancel your old one | | industries. |
| Monroe | | to avoid a lapse in coverage. This will | | |
| Zanesville | | also prevent having to figure out the | | Coding: A method of putting |
| Portland | | amount of any unused premium that is | | information into a numerical form for |
| Salem | | due to you from your old insurance | | statistical use. Most information on |
| Henderson | | company, or having to spar with your | | policies is coded and then put into |
| Olympia | | agent about exactly when your policy | | reports. |
| Bradenton | | was cancelled and how much they | | |
| Bronx | | owe you. | | Theory of Probability: The |
| Allentown | | | | mathematical principle upon which |
| Manchester | | The quickest and easiest way to | | insurance is based. |
| Lexington | | shop for new insurance is by | | |
| Boise | | comparing rates at InsWebs online | | |
| Tempe | | marketplace. If you do it the | | |
| Tempe | | old-fashioned way (by calling or | | |
| Salt Lake City | | visiting multiple agents or insurance | | |
| Anderson | | companies) it could take up a huge | | |
| Houston | | chunk of your time, which no one | | |
| Spokane | | wants or needs. By completing | | |
| Baltimore | | InsWebs online application, you will | | |
| Gaithersburg | | have rates to compare to your old | | |
| Aurora | | ones within minutes! | | |
