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| Hartford | | Life insurance, specifically Term Life, | | Expense Allowance: A compensation |
| Flint | | is arguably one of the best values in | | paid to an insurance agent in excess |
| Colorado Springs | | the entire financial services arena. | | of prescribed commissions. |
| Hollywood | | Where else can you go and get | | |
| Louisville | | hundreds of thousands of dollars in | | Examiner: An employee assigned by |
| Sumter | | protection for literally pennies per | | the state insurance department to |
| Allentown | | day? Rates for Term Life insurance | | audit insurers' records. |
| Palm Harbor | | remain at all-time lows, and now is the | | |
| Birmingham | | time to lock in the best prices. | | Flat Cancellation: A policy which is |
| Winter Haven | | | | cancelled upon its effective date. |
| Stamford | | People who are trying to quit | | Usually under a flat cancellation no |
| Bethlehem | | smoking, for example, might be best | | premium charge is made. |
| Vancouver | | suited purchasing a shorter term (and | | |
| Buffalo | | then replacing it with a longer term | | Provisions: Statements contained in |
| Youngstown | | policy when they qualify for | | an insurance policy which explain the |
| Eugene | | non-tobacco prices). | | benefits, conditions and other |
| Kalamazoo | | | | features of the insurance contract. |
| Rockford | | While some companies raise their | | |
| Omaha | | prices based on your actual age, | | Leasehold: An agreement which |
| St. Louis | | most companies increase the price of | | gives a person the right to use and |
| Boca Raton | | their policies six months before your | | occupy property. |
| Spring Hill | | birthday. Its a term called Age | | |
| Alameda | | Nearest in the industry, and that | | Business: In Property, Liability, and |
| Scranton | | half-year price increase could really | | Health lines, it usually refers to the |
| Canton | | add up over a 20-year term policy. As | | volume of premiums. |
| Waco | | above, the quicker you purchase your | | |
| Worcester | | policy the better. | | Interstate Carrier: A transportation |
| Stuart | | | | company which does business |
| Youngstown | | The quickest and easiest way to | | across state lines. |
| Portsmouth | | shop for new insurance is by | | |
| Lima | | comparing rates at InsWebs online | | Agent's Balance: A periodic |
| Palo Alto | | marketplace. If you do it the | | statement of the sums due and owed |
| Stuart | | old-fashioned way (by calling or | | to an agent under the agent's contract |
| Independence | | visiting multiple agents or insurance | | with an insurer. |
| Union | | companies) it could take up a huge | | |
| Fresno | | chunk of your time, which no one | | |
| Sumter | | wants or needs. By completing | | |
| Lubbock | | InsWebs online application, you will | | |
| Belleville | | have rates to compare to your old | | |
| Allentown | | ones within minutes! | | |
