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| Rome | | Make sure you have a new policy in | | Paid-In Surplus: Surplus paid in by |
| Marietta | | place before you cancel your old one | | stockholders, as contrasted with |
| Tulsa | | to avoid a lapse in coverage. This will | | surplus earned through the |
| Athens | | also prevent having to figure out the | | operations of a business. |
| Bethlehem | | amount of any unused premium that is | | |
| Torrance | | due to you from your old insurance | | Producer: A term applied to an agent, |
| Tucson | | company, or having to spar with your | | solicitor or other person who sells |
| Billings | | agent about exactly when your policy | | insurance. |
| Palm Harbor | | was cancelled and how much they | | |
| Cherry Hill | | owe you. | | Time Limits: The limits of time within |
| Walnut Creek | | | | which notice of a claim and proof of a |
| Belleville | | If you decide to cancel your policy | | loss must be submitted. |
| Jasper | | (after acquiring new coverage) | | |
| Charleston | | outside of the 30-day period, you may | | Interline Endorsement: Commercial |
| Gulfport | | have to pay a fee or penalty. | | endorsements that apply, or could |
| Sacramento | | However, you may still save money | | apply, to more than one coverage |
| Southfield | | after paying the fee if your new policy | | part of a package policy. |
| Greenville | | affords you significant savings. So | | |
| Fall River | | while it is best to wait until your | | Losses Incurred: The total losses, |
| Pittsburgh | | receive your renewal notice, you CAN | | whether paid or not, sustained by an |
| Stockbridge | | cancel your policy at any time. | | insurer during a given period, e.g., 12 |
| Providence | | | | months. |
| Bradenton | | Individuals who have 30-year | | |
| Edison | | mortgages might want to consider a | | Agent's Balance: A periodic |
| Flushing | | 30-year term to ensure that the house | | statement of the sums due and owed |
| Toms River | | is protected throughout the period of | | to an agent under the agent's contract |
| Denver | | the loan. | | with an insurer. |
