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| Eugene | | At InsWeb, you can compare free | | Theory of Probability: The |
| Huntsville | | online insurance quotes from many of | | mathematical principle upon which |
| Delray Beach | | the nations leading insurance | | insurance is based. |
| Arlington | | companies. | | |
| Rochester | | | | Sherman Antitrust Act: An antitrust law |
| Newark | | The best time to switch policies is | | from which insurance is exempted to |
| Woodbridge | | within one month of receiving your | | the extent that it is regulated by state |
| Reno | | policy renewal from your current | | law. |
| Dothan | | insurer. You can typically cancel your | | |
| Yuma | | policy without any fees or penalties if | | Tickler: A reminder system used to |
| Lima | | you act within this time period. | | call an individual's attention to actions |
| Spokane | | | | that must be taken at a future point in |
| Aurora | | Healthy people have the best | | time. |
| Springfield | | mortality risks and thus are much | | |
| Anderson | | cheaper for companies to insure. This | | Short Rate Premium: The premium |
| Nashua | | translates into lower rates for the | | required for issuing a policy for a |
| Hattiesburg | | Super Preferred customer than | | period less than its normal term. |
| Hickory | | someone with higher risk factors such | | |
| Winter Park | | as a heart condition, cancer or | | Calendar Year Experience: This |
| West Palm Beach | | diabetes. Conversely, if you were | | measures the premiums and losses |
| Schaumburg | | unhealthy when you acquired your | | entered on accounting records during |
| Daytona Beach | | policy, and your health has now | | the 12-month calendar. |
| Overland Park | | improved, it might be time to shop for | | |
| Dothan | | a new policy, as your rates are likely | | Deflation: An economic period |
| Modesto | | to be lower. | | characterized by falling prices, high |
| Flushing | | | | unemployment and a generally |
| Fredericksburg | | Life insurance, specifically Term Life, | | sluggish or slow economy. |
| Omaha | | is arguably one of the best values in | | |
| Arlington | | the entire financial services arena. | | Book Value: Refers to the value of |
| Greensboro | | Where else can you go and get | | assets as shown in the official |
| Irvine | | hundreds of thousands of dollars in | | accounting records of the company. |
| Cambridge | | protection for literally pennies per | | |
| Lansing | | day? Rates for Term Life insurance | | Provisions: Statements contained in |
| Orange | | remain at all-time lows, and now is the | | an insurance policy which explain the |
| Hollywood | | time to lock in the best prices. | | benefits, conditions and other |
| Ventura | | | | features of the insurance contract. |
