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| White Plains | | At InsWeb, you can compare free | | Legislative Risk: A risk faced by |
| Edison | | online insurance quotes from many of | | investors whereby changes in tax |
| South Bend | | the nations leading insurance | | laws can result in adverse effects on |
| Pueblo | | companies. | | the individual's investment results. |
| Pasadena | | | | |
| Erie | | Everyone has different needs, and | | Agent's Balance: A periodic |
| Westbury | | not one size fits all when it comes to | | statement of the sums due and owed |
| Midland | | term life insurance. While it may make | | to an agent under the agent's contract |
| Long Island City | | sense for people in their 30s and 40s | | with an insurer. |
| Scottsdale | | to secure a 20-year term length, a | | |
| Independence | | 10-year term might be more | | Agency: An insurance sales office |
| Irving | | appropriate for someone nearing | | which is directed by a agent, |
| Independence | | retirement. | | manager, independent agent, or |
| Denver | | | | company manager. |
| Williamsport | | Shopping around is the best way to | | |
| Johnson City | | save money on your insurance. | | Policy Anniversary: The anniversary |
| Stamford | | | | of the date of issue of a policy as |
| Gainesville | | If you decide to cancel your policy | | shown in the policy declarations. |
| New Orleans | | (after acquiring new coverage) | | |
| St. Louis | | outside of the 30-day period, you may | | Tariff Rate: A rate established by a |
| Birmingham | | have to pay a fee or penalty. | | rating organization, which comes from |
| Long Beach | | However, you may still save money | | the tables, schedules and rules found |
| Honolulu | | after paying the fee if your new policy | | in the tariff of rates. |
| Dayton | | affords you significant savings. So | | |
| Independence | | while it is best to wait until your | | Basic Rate: The manual rate from |
| Florence | | receive your renewal notice, you CAN | | which discounts are taken or to which |
| Hollywood | | cancel your policy at any time. | | charges are added to reflect the |
| Birmingham | | | | individual circumstances of a risk. |
| Poughkeepsie | | We offer quotes for auto insurance, | | |
| Stockbridge | | life insurance, homeowners | | Deflation: An economic period |
| Texarkana | | insurance, health insurance, term life | | characterized by falling prices, high |
| West Chester | | insurance and more. | | unemployment and a generally |
| Des Moines | | | | sluggish or slow economy. |
| Ann Arbor | | The quickest and easiest way to | | |
| Jacksonville | | shop for new insurance is by | | |
| Wichita | | comparing rates at InsWebs online | | |
| Erie | | marketplace. If you do it the | | |
| Quincy | | old-fashioned way (by calling or | | |
| Orlando | | visiting multiple agents or insurance | | |
| Lincoln | | companies) it could take up a huge | | |
| Shreveport | | chunk of your time, which no one | | |
| Boise | | wants or needs. By completing | | |
| Oxnard | | InsWebs online application, you will | | |
| Baltimore | | have rates to compare to your old | | |
| Williamsburg | | ones within minutes! | | |
