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| St. Paul | | Individuals who have 30-year | | Sherman Antitrust Act: An antitrust law |
| Glendale | | mortgages might want to consider a | | from which insurance is exempted to |
| Racine | | 30-year term to ensure that the house | | the extent that it is regulated by state |
| Macon | | is protected throughout the period of | | law. |
| Chicago | | the loan. | | |
| Marietta | | | | Coding: A method of putting |
| Shreveport | | Why not take advantage of current | | information into a numerical form for |
| St. Paul | | low prices? Many auto insurance | | statistical use. Most information on |
| White Plains | | consumers are becoming educated | | policies is coded and then put into |
| Lancaster | | on other companies, plans, and rates | | reports. |
| Poughkeepsie | | that are available to them; ones that | | |
| Burbank | | could afford them significant savings | | Brokerage Department: A department |
| Gulfport | | on their auto insurance. | | of an insurer whose purpose is to |
| Santa Monica | | | | deal with brokers in the placing of |
| Rapid City | | Make sure you have a new policy in | | insurance. |
| Peoria | | place before you cancel your old one | | |
| Bay City | | to avoid a lapse in coverage. This will | | Deductible: The portion of an insured |
| South Bend | | also prevent having to figure out the | | loss to be borne by the insured |
| Baltimore | | amount of any unused premium that is | | before he is entitled to recovery from |
| Huntington | | due to you from your old insurance | | the insurer. |
| Nashua | | company, or having to spar with your | | |
| Tyler | | agent about exactly when your policy | | Mandatory Valuation Reserve: A |
| Acworth | | was cancelled and how much they | | reserve required by a state law to |
| Decatur | | owe you. | | offset any declines in the valuation of |
| Oakland | | | | securities listed as admitted assets. |
| Downey | | If you have noticed that your auto | | |
| Harlingen | | insurance rates are still increasing | | Indemnify: To restore the victim of a |
| Aurora | | with each renewal, or even have not | | loss to the same position as before |
| South Bend | | gone down even though you have a | | the loss occurred. |
| Slidell | | great driving record, this lower pricing | | |
| Greenville | | trend makes it more important then | | Losses Outstanding: A summary |
| San Bernardino | | ever that you shop around for auto | | statement prepared by Property, Life, |
| Lafayette | | insurance. | | and Liability insurers showing claims |
| Berkeley | | | | not yet settled. |
