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| Buffalo | | Make sure you have a new policy in | | Losses Incurred: The total losses, |
| Harlingen | | place before you cancel your old one | | whether paid or not, sustained by an |
| Florence | | to avoid a lapse in coverage. This will | | insurer during a given period, e.g., 12 |
| Youngstown | | also prevent having to figure out the | | months. |
| Acworth | | amount of any unused premium that is | | |
| Lawrenceville | | due to you from your old insurance | | Agent's Balance: A periodic |
| Lowell | | company, or having to spar with your | | statement of the sums due and owed |
| Pittsburgh | | agent about exactly when your policy | | to an agent under the agent's contract |
| Peoria | | was cancelled and how much they | | with an insurer. |
| Winter Haven | | owe you. | | |
| Union | | | | Paid-In Surplus: Surplus paid in by |
| Orange Park | | At InsWeb, you can compare free | | stockholders, as contrasted with |
| Hickory | | online insurance quotes from many of | | surplus earned through the |
| Chesapeake | | the nations leading insurance | | operations of a business. |
| Tucson | | companies. | | |
| Eugene | | | | Nonassignable: A policy that the |
| Livonia | | Life insurance, specifically Term Life, | | owner cannot assign to a third party. |
| Naperville | | is arguably one of the best values in | | Most policies are nonassignable |
| Fort Wayne | | the entire financial services arena. | | unless approval is given by the |
| Englewood | | Where else can you go and get | | insurer. |
| Nashua | | hundreds of thousands of dollars in | | |
| Fairfax | | protection for literally pennies per | | Valued: Relating to an agreement by |
| High Point | | day? Rates for Term Life insurance | | an insurer to pay a specified amount |
| Inglewood | | remain at all-time lows, and now is the | | of money to or on behalf of the |
| North Hollywood | | time to lock in the best prices. | | insured upon occurrence of a defined |
| Henderson | | | | loss. |
| Plano | | We offer quotes for auto insurance, | | |
| Morristown | | life insurance, homeowners | | Policy Anniversary: The anniversary |
| Myrtle Beach | | insurance, health insurance, term life | | of the date of issue of a policy as |
| Albuquerque | | insurance and more. | | shown in the policy declarations. |