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| Houston | | Individuals who have 30-year | | Retail Credit Company: The former |
| Portsmouth | | mortgages might want to consider a | | name of Equifax, a credit reporting |
| Sarasota | | 30-year term to ensure that the house | | organization. See Equifax. |
| Rome | | is protected throughout the period of | | |
| Kalamazoo | | the loan. | | Line of Business: The classification of |
| Rochester | | | | business as utilized in the insurance |
| Williamsburg | | While some companies raise their | | industry, e.g., Fire, Allied Lines and |
| Jackson | | prices based on your actual age, | | Homeowners. |
| Rapid City | | most companies increase the price of | | |
| Bay City | | their policies six months before your | | License: A certification of authority for |
| Redlands | | birthday. Its a term called Age | | an agent or insurer to operate, given |
| Redlands | | Nearest in the industry, and that | | by the appropriate jurisdiction. |
| Costa Mesa | | half-year price increase could really | | |
| Walnut Creek | | add up over a 20-year term policy. As | | Open Rating: A system whereby a |
| Palm Harbor | | above, the quicker you purchase your | | state allows an insurer to use rates |
| Muskegon | | policy the better. | | without prior approval. |