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| South Bend | | If you decide to cancel your policy | | Collusion: An agreement, usually |
| Dubuque | | (after acquiring new coverage) | | secret, between two or more persons |
| Sterling Heights | | outside of the 30-day period, you may | | to defraud or deprive another or |
| Oakland | | have to pay a fee or penalty. | | others of their property or rights. |
| Poughkeepsie | | However, you may still save money | | |
| Edmond | | after paying the fee if your new policy | | Level Commission System: A system |
| Dayton | | affords you significant savings. So | | of commissions in which the first year |
| Overland Park | | while it is best to wait until your | | and all renewal commissions are the |
| Acworth | | receive your renewal notice, you CAN | | same percentage of the premium. |
| Mesa | | cancel your policy at any time. | | |
| Corpus Christi | | | | You/Your: These words are used to |
| Lawton | | Life insurance, specifically Term Life, | | refer to the named insured in many of |
| Santa Monica | | is arguably one of the best values in | | the modernized/personalized policy |
| Fremont | | the entire financial services arena. | | forms. |
| Spartanburg | | Where else can you go and get | | |
| Woodbridge | | hundreds of thousands of dollars in | | Book Value: Refers to the value of |
| North Hollywood | | protection for literally pennies per | | assets as shown in the official |
| Bradenton | | day? Rates for Term Life insurance | | accounting records of the company. |
| Stockton | | remain at all-time lows, and now is the | | |
| Bethlehem | | time to lock in the best prices. | | Claim: A demand made by the |
| Nashville | | | | insured, or the insured's beneficiary, |
| Rapid City | | Make sure you have a new policy in | | for payment of the benefits provided |
| Cape Coral | | place before you cancel your old one | | by the contract. |
| Harlingen | | to avoid a lapse in coverage. This will | | |
| Yonkers | | also prevent having to figure out the | | Malicious Mischief: Similar to |
| Spartanburg | | amount of any unused premium that is | | vandalism. Purposely damaging the |
| Evanston | | due to you from your old insurance | | rights or property of another. |
| Athens | | company, or having to spar with your | | |
| Clarksville | | agent about exactly when your policy | | Partnership: A business enterprise |
| Irving | | was cancelled and how much they | | owned and operated by two or more |
| Savannah | | owe you. | | persons for the purpose of generating |
| Gainesville | | | | business income and profits. |
| Panama City | | We offer quotes for auto insurance, | | |
| Inglewood | | life insurance, homeowners | | Losses Incurred: The total losses, |
| Fort Collins | | insurance, health insurance, term life | | whether paid or not, sustained by an |
| Sacramento | | insurance and more. | | insurer during a given period, e.g., 12 |
| Reno | | | | months. |
