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| Plano | | Individuals who have 30-year | | Flat Cancellation: A policy which is |
| Joliet | | mortgages might want to consider a | | cancelled upon its effective date. |
| Reading | | 30-year term to ensure that the house | | Usually under a flat cancellation no |
| Memphis | | is protected throughout the period of | | premium charge is made. |
| Sunnyvale | | the loan. | | |
| El Paso | | | | Paid-In Surplus: Surplus paid in by |
| San Jose | | The best time to switch policies is | | stockholders, as contrasted with |
| Rockville | | within one month of receiving your | | surplus earned through the |
| Cookeville | | policy renewal from your current | | operations of a business. |
| Oceanside | | insurer. You can typically cancel your | | |
| Long Beach | | policy without any fees or penalties if | | Short-Term Policy: A policy written for |
| Johnson City | | you act within this time period. | | a period of less time than is normal for |
| Vineland | | | | that type of policy. |
| Springfield | | Life insurance, specifically Term Life, | | |
| Eugene | | is arguably one of the best values in | | Single Limit: Any insurance coverage |
| Wichita Falls | | the entire financial services arena. | | which is expressed as a single |
| Sunnyvale | | Where else can you go and get | | amount of insurance, or a single limit |
| Franklin | | hundreds of thousands of dollars in | | of liability. Contrast with Split Limit. |
| Jackson | | protection for literally pennies per | | |
| Alexandria | | day? Rates for Term Life insurance | | Accident: An unplanned event, |
| Topeka | | remain at all-time lows, and now is the | | unexpected and undesigned, which |
| Augusta | | time to lock in the best prices. | | occurs suddenly and at a definite |
| Savannah | | | | place. |
| Rockville | | Everyone has different needs, and | | |
| Arlington | | not one size fits all when it comes to | | Capital Sum: The maximum lump sum |
| Memphis | | term life insurance. While it may make | | payable in the event of accidental |
| Tucson | | sense for people in their 30s and 40s | | death or dismemberment. |
| Shreveport | | to secure a 20-year term length, a | | |
| Redlands | | 10-year term might be more | | Theory of Probability: The |
| Edmond | | appropriate for someone nearing | | mathematical principle upon which |
| Edmond | | retirement. | | insurance is based. |
