Draper Insurance

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Harlingen	The best time to switch policies is	Other Insurance: The existence of
St. Louis	within one month of receiving your	other contracts covering the same
Glendale	policy renewal from your current	interest and perils.
Savannah	insurer. You can typically cancel your
Plano	policy without any fees or penalties if	Substandard Risk: A risk not
Edmond	you act within this time period.	measuring up to underwriting
Metairie		standards. It may still be written but
Glendale	While some companies raise their	usually at a surcharged premium.
Long Beach	prices based on your actual age,
Hollywood	most companies increase the price of	Convention Values: Values assigned
Johnstown	their policies six months before your	to insurers' assets in the convention
Amarillo	birthday. Its a term called Age	blank.
El Paso	Nearest in the industry, and that
Fredericksburg	half-year price increase could really	Brokerage Business: Business
Jackson	add up over a 20-year term policy. As	offered to an insurer by a broker. This
West Palm Beach	above, the quicker you purchase your	is sometimes called excess or
Florence	policy the better.	surplus business.