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| Owensboro | | Life insurance, specifically Term Life, | | Underwriters Laboratories, Inc. (UL): A |
| Delray Beach | | is arguably one of the best values in | | testing laboratory for manufactured |
| Decatur | | the entire financial services arena. | | items to determine their safety |
| Frederick | | Where else can you go and get | | propensities. |
| Mountain View | | hundreds of thousands of dollars in | | |
| Council Bluffs | | protection for literally pennies per | | Burning Ratio: The ratio of losses |
| Hampton | | day? Rates for Term Life insurance | | suffered to the amount of insurance in |
| Vineland | | remain at all-time lows, and now is the | | effect. |
| Scottsdale | | time to lock in the best prices. | | |
| Sioux Falls | | | | Policywriting Agent: An agent who has |
| Albany | | Why not take advantage of current | | the authority to prepare and effect an |
| Fresno | | low prices? Many auto insurance | | insurer's policy. |
| Chandler | | consumers are becoming educated | | |
| Anderson | | on other companies, plans, and rates | | Brokerage Department: A department |
| Scottsdale | | that are available to them; ones that | | of an insurer whose purpose is to |
| Grand Junction | | could afford them significant savings | | deal with brokers in the placing of |
| Portland | | on their auto insurance. | | insurance. |