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| Anchorage | | Make sure you have a new policy in | | Equity: The money value of an |
| Dearborn | | place before you cancel your old one | | insurance company that is over and |
| Florissant | | to avoid a lapse in coverage. This will | | above its liabilities. Liabilities include |
| York | | also prevent having to figure out the | | almost all of its reserves. |
| Jonesboro | | amount of any unused premium that is | | |
| Worcester | | due to you from your old insurance | | Tariff Rate: A rate established by a |
| Anderson | | company, or having to spar with your | | rating organization, which comes from |
| Alameda | | agent about exactly when your policy | | the tables, schedules and rules found |
| Memphis | | was cancelled and how much they | | in the tariff of rates. |
| San Bernardino | | owe you. | | |
| Phoenix | | | | Tickler: A reminder system used to |
| Fort Worth | | Shopping around is the best way to | | call an individual's attention to actions |
| Hollywood | | save money on your insurance. | | that must be taken at a future point in |
| Baltimore | | | | time. |
| Silver Spring | | Life insurance, specifically Term Life, | | |
| Long Island City | | is arguably one of the best values in | | Index Bureau Experience: A measure |
| Los Angeles | | the entire financial services arena. | | of losses relating to claims reported |
| Orange Park | | Where else can you go and get | | through a claim office during a |
| San Diego | | hundreds of thousands of dollars in | | 12-month period. |
| Edison | | protection for literally pennies per | | |
| Ocala | | day? Rates for Term Life insurance | | Countersignature: The signature of a |
| Westbury | | remain at all-time lows, and now is the | | licensed agent or representative on a |
| Reading | | time to lock in the best prices. | | policy. |
