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| Asheville | | If you decide to cancel your policy | | Other Insurance: The existence of |
| North Hollywood | | (after acquiring new coverage) | | other contracts covering the same |
| Huntington Beach | | outside of the 30-day period, you may | | interest and perils. |
| Minneapolis | | have to pay a fee or penalty. | | |
| West Palm Beach | | However, you may still save money | | Renewal: The reestablishment of the |
| Topeka | | after paying the fee if your new policy | | in-force status of a policy, the term of |
| Akron | | affords you significant savings. So | | which has expired or will expire |
| Santa Clara | | while it is best to wait until your | | unless it is renewed. |
| Bayside | | receive your renewal notice, you CAN | | |
| Waterloo | | cancel your policy at any time. | | Book Value: Refers to the value of |
| Daytona Beach | | | | assets as shown in the official |
| Stamford | | Make sure you have a new policy in | | accounting records of the company. |
| Knoxville | | place before you cancel your old one | | |
| Pensacola | | to avoid a lapse in coverage. This will | | Leasehold: An agreement which |
| Louisville | | also prevent having to figure out the | | gives a person the right to use and |
| Toledo | | amount of any unused premium that is | | occupy property. |
| Long Island City | | due to you from your old insurance | | |
| Belleville | | company, or having to spar with your | | Building Code: This refers to |
| Cherry Hill | | agent about exactly when your policy | | municipal or other governmental |
| Norfolk | | was cancelled and how much they | | ordinances regulating the type of |
| Phoenix | | owe you. | | construction of buildings within its |
| Santa Monica | | | | jurisdiction. |
| Columbia | | At InsWeb, you can compare free | | |
| Washington | | online insurance quotes from many of | | Equity: The money value of an |
| Panama City | | the nations leading insurance | | insurance company that is over and |
| Riverside | | companies. | | above its liabilities. Liabilities include |
| Philadelphia | | | | almost all of its reserves. |
| Mountain View | | The best time to switch policies is | | |
| Boise | | within one month of receiving your | | Amendment: A formal document |
| Johnson City | | policy renewal from your current | | which corrects or revises an |
| Fayetteville | | insurer. You can typically cancel your | | insurance master policy. |
| Austin | | policy without any fees or penalties if | | |
| Peoria | | you act within this time period. | | Not Taken: Policies applied for and |
| Irvine | | | | issued but rejected by the proposed |
| Huntington Beach | | | | owner and not paid for. |
