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| Santa Barbara | | People who are trying to quit | | Amendment: A formal document |
| Clinton Township | | smoking, for example, might be best | | which corrects or revises an |
| Cincinnati | | suited purchasing a shorter term (and | | insurance master policy. |
| Reading | | then replacing it with a longer term | | |
| Frederick | | policy when they qualify for | | American Risk and Insurance |
| Palm Harbor | | non-tobacco prices). | | Association: An association of |
| Chicago | | | | insurance educators and others |
| Muskegon | | The quickest and easiest way to | | interested in insurance study and |
| Newport News | | shop for new insurance is by | | research. |
| Pembroke Pines | | comparing rates at InsWebs online | | |
| Union | | marketplace. If you do it the | | Provisions: Statements contained in |
| Zanesville | | old-fashioned way (by calling or | | an insurance policy which explain the |
| Scottsdale | | visiting multiple agents or insurance | | benefits, conditions and other |
| Cambridge | | companies) it could take up a huge | | features of the insurance contract. |
| Burbank | | chunk of your time, which no one | | |
| Shreveport | | wants or needs. By completing | | Standard Industry Code (SIC): This is |
| Las Vegas | | InsWebs online application, you will | | a coding system which assigns |
| Nashua | | have rates to compare to your old | | separate codes for different types of |
| Hollywood | | ones within minutes! | | industries. |
