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| Vancouver | | If you decide to cancel your policy | | Absolute Assignment: Assignment by |
| Buffalo | | (after acquiring new coverage) | | a policy owner of all control of and |
| San Diego | | outside of the 30-day period, you may | | rights in the policy to a third party. |
| Irvine | | have to pay a fee or penalty. | | |
| Fort Lauderdale | | However, you may still save money | | Malicious Mischief: Similar to |
| Lakeland | | after paying the fee if your new policy | | vandalism. Purposely damaging the |
| Franklin | | affords you significant savings. So | | rights or property of another. |
| Mesquite | | while it is best to wait until your | | |
| Sterling Heights | | receive your renewal notice, you CAN | | Deflation: An economic period |
| Elkhart | | cancel your policy at any time. | | characterized by falling prices, high |
| Orange Park | | | | unemployment and a generally |
| Myrtle Beach | | Shopping around is the best way to | | sluggish or slow economy. |
| Bronx | | save money on your insurance. | | |
| Kansas City | | | | Provisions: Statements contained in |
| Fort Myers | | Life insurance, specifically Term Life, | | an insurance policy which explain the |
| Longview | | is arguably one of the best values in | | benefits, conditions and other |
| Dothan | | the entire financial services arena. | | features of the insurance contract. |
| Greensboro | | Where else can you go and get | | |
| Cincinnati | | hundreds of thousands of dollars in | | FICA. Federal Insurance Contributions |
| Bronx | | protection for literally pennies per | | Act: A law imposing a payroll tax to |
| Fayetteville | | day? Rates for Term Life insurance | | assist in funding Social Security |
| Anchorage | | remain at all-time lows, and now is the | | benefits. |
| Peoria | | time to lock in the best prices. | | |
| Lincoln | | | | Short Rate Premium: The premium |
| Yuma | | While some companies raise their | | required for issuing a policy for a |
| Decatur | | prices based on your actual age, | | period less than its normal term. |
| Stamford | | most companies increase the price of | | |
| Alpharetta | | their policies six months before your | | Short-Term Policy: A policy written for |
| Burbank | | birthday. Its a term called Age | | a period of less time than is normal for |
| Columbia | | Nearest in the industry, and that | | that type of policy. |
| Springfield | | half-year price increase could really | | |
| Hickory | | add up over a 20-year term policy. As | | Retail Credit Company: The former |
| Council Bluffs | | above, the quicker you purchase your | | name of Equifax, a credit reporting |
| Alameda | | policy the better. | | organization. See Equifax. |
