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| Hickory | | While some companies raise their | | First Party Insurance: Insurance which |
| Canton | | prices based on your actual age, | | applies to coverage for the insured's |
| Houma | | most companies increase the price of | | own property or person. Contrast with |
| Peoria | | their policies six months before your | | Third Party Insurance. |
| York | | birthday. Its a term called Age | | |
| Newark | | Nearest in the industry, and that | | Indemnify: To restore the victim of a |
| Colorado Springs | | half-year price increase could really | | loss to the same position as before |
| Belleville | | add up over a 20-year term policy. As | | the loss occurred. |
| Edmond | | above, the quicker you purchase your | | |
| Montgomery | | policy the better. | | Insurance Policy: The printed form |
| Huntington Beach | | | | which serves as the contract between |
| Ventura | | If you decide to cancel your policy | | an insurer and an insured. |
| Newark | | (after acquiring new coverage) | | |
| Jersey City | | outside of the 30-day period, you may | | Loss Adjustment Expense: The cost |
| Tuscaloosa | | have to pay a fee or penalty. | | of adjusting losses, excluding the |
| Bay City | | However, you may still save money | | amount of the loss itself. |
| Arlington | | after paying the fee if your new policy | | |
| Alameda | | affords you significant savings. So | | Commingling: An illegal practice |
| Kansas City | | while it is best to wait until your | | which occurs when an agent mixes |
| Eugene | | receive your renewal notice, you CAN | | personal funds with the insured's or |
| Fort Wayne | | cancel your policy at any time. | | insurer's funds. |