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| Cincinnati | | If you have noticed that your auto | | Deductible: The portion of an insured |
| Yuma | | insurance rates are still increasing | | loss to be borne by the insured |
| Warwick | | with each renewal, or even have not | | before he is entitled to recovery from |
| Tempe | | gone down even though you have a | | the insurer. |
| Austin | | great driving record, this lower pricing | | |
| Escondido | | trend makes it more important then | | Tariff Rate: A rate established by a |
| Reno | | ever that you shop around for auto | | rating organization, which comes from |
| Raleigh | | insurance. | | the tables, schedules and rules found |
| Stockbridge | | | | in the tariff of rates. |
| Raleigh | | We offer quotes for auto insurance, | | |
| Decatur | | life insurance, homeowners | | Sherman Antitrust Act: An antitrust law |
| Alpharetta | | insurance, health insurance, term life | | from which insurance is exempted to |
| Sarasota | | insurance and more. | | the extent that it is regulated by state |
| Lafayette | | | | law. |
| Henderson | | The quickest and easiest way to | | |
| Dayton | | shop for new insurance is by | | Time Limits: The limits of time within |
| Daytona Beach | | comparing rates at InsWebs online | | which notice of a claim and proof of a |
| Lancaster | | marketplace. If you do it the | | loss must be submitted. |
| Youngstown | | old-fashioned way (by calling or | | |
| Clarksville | | visiting multiple agents or insurance | | First Party Insurance: Insurance which |
| Cape Coral | | companies) it could take up a huge | | applies to coverage for the insured's |
| Irvine | | chunk of your time, which no one | | own property or person. Contrast with |
| Topeka | | wants or needs. By completing | | Third Party Insurance. |
| Carlsbad | | InsWebs online application, you will | | |
| Lafayette | | have rates to compare to your old | | Line of Business: The classification of |
| Rockville | | ones within minutes! | | business as utilized in the insurance |
| Lincoln | | | | industry, e.g., Fire, Allied Lines and |
| Lexington | | Why not take advantage of current | | Homeowners. |
| Flint | | low prices? Many auto insurance | | |
| Fort Lauderdale | | consumers are becoming educated | | Valuation Clause: A clause stating the |
| Kansas City | | on other companies, plans, and rates | | value of items for insurance |
| Coral Springs | | that are available to them; ones that | | purposes, making it a valued policy. |
| Lorain | | could afford them significant savings | | |
| Scottsdale | | on their auto insurance. | | Policy Period (or Term): The period |
| Escondido | | | | during which the policy contract |
| Goldsboro | | | | affords protection, e.g., six months or |
| Pompano Beach | | | | one or three years. |
