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| Hickory | | Shopping around is the best way to | | Collusion: An agreement, usually |
| Carlsbad | | save money on your insurance. | | secret, between two or more persons |
| Philadelphia | | | | to defraud or deprive another or |
| Las Vegas | | Healthy people have the best | | others of their property or rights. |
| Cape Coral | | mortality risks and thus are much | | |
| Reading | | cheaper for companies to insure. This | | Sole Proprietorship: A business |
| Hampton | | translates into lower rates for the | | enterprise owned by one person who |
| Eugene | | Super Preferred customer than | | is its manager and employee. |
| Tempe | | someone with higher risk factors such | | |
| Oceanside | | as a heart condition, cancer or | | Underinsurance: A condition in which |
| Birmingham | | diabetes. Conversely, if you were | | not enough insurance is carried to |
| Lubbock | | unhealthy when you acquired your | | cover the insurable value. |
| Lowell | | policy, and your health has now | | |
| Topeka | | improved, it might be time to shop for | | Replacement: A new policy written to |
| Gainesville | | a new policy, as your rates are likely | | take the place of one currently in force. |
| Worcester | | to be lower. | | |
| Baltimore | | | | Valuation Clause: A clause stating the |
| Bethlehem | | People who are trying to quit | | value of items for insurance |
| Evansville | | smoking, for example, might be best | | purposes, making it a valued policy. |
| Sumter | | suited purchasing a shorter term (and | | |
| Evanston | | then replacing it with a longer term | | Incurred Expense: Expenses not yet |
| Anchorage | | policy when they qualify for | | paid. Can also include paid |
| Decatur | | non-tobacco prices). | | expenses in some accounting |
| Dayton | | | | systems. |
| Williamsport | | At InsWeb, you can compare free | | |
| Palm Harbor | | online insurance quotes from many of | | Notice To Company: Written notice to |
| Cranston | | the nations leading insurance | | an insurer of the occurrence of an |
| Fremont | | companies. | | event which a claim is to be based. |
