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| Jonesboro | | Life insurance, specifically Term Life, | | Exclusions: Specific situations, |
| White Plains | | is arguably one of the best values in | | conditions, or circumstances that are |
| Seattle | | the entire financial services arena. | | listed in the contract as being not |
| Edison | | Where else can you go and get | | covered. |
| Pembroke Pines | | hundreds of thousands of dollars in | | |
| Aurora | | protection for literally pennies per | | Countersignature: The signature of a |
| Gulfport | | day? Rates for Term Life insurance | | licensed agent or representative on a |
| Yonkers | | remain at all-time lows, and now is the | | policy. |
| Corpus Christi | | time to lock in the best prices. | | |
| Oakland | | | | Level Commission System: A system |
| Augusta | | We offer quotes for auto insurance, | | of commissions in which the first year |
| Frederick | | life insurance, homeowners | | and all renewal commissions are the |
| Hot Springs | | insurance, health insurance, term life | | same percentage of the premium. |
| Cherry Hill | | insurance and more. | | |
| Arlington | | | | Partnership Entity: The partnership |
| Fremont | | If you have noticed that your auto | | considered as an entity and not in |
| North Hollywood | | insurance rates are still increasing | | terms of its individual part-owners. |
| Evansville | | with each renewal, or even have not | | |
| Vancouver | | gone down even though you have a | | FICA. Federal Insurance Contributions |
| Pembroke Pines | | great driving record, this lower pricing | | Act: A law imposing a payroll tax to |
| Lubbock | | trend makes it more important then | | assist in funding Social Security |
| Poughkeepsie | | ever that you shop around for auto | | benefits. |
| Austin | | insurance. | | |
| Des Moines | | | | Collusion: An agreement, usually |
| Schaumburg | | The best time to switch policies is | | secret, between two or more persons |
| Lansing | | within one month of receiving your | | to defraud or deprive another or |
| Stockbridge | | policy renewal from your current | | others of their property or rights. |
| Livonia | | insurer. You can typically cancel your | | |
| Tucson | | policy without any fees or penalties if | | Mutualization: The process of |
| Trenton | | you act within this time period. | | converting a stock insurer to a mutual |
| Johnson City | | | | insurer, accomplished by having the |
| Allentown | | Shopping around is the best way to | | insurer buy stock and retire it. |
| Lexington | | save money on your insurance. | | |
| Jasper | | | | Examiner: An employee assigned by |
| Indianapolis | | | | the state insurance department to |
| Killeen | | | | audit insurers' records. |
