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| Fremont | | Individuals who have 30-year | | Claim: A demand made by the |
| Denton | | mortgages might want to consider a | | insured, or the insured's beneficiary, |
| Fredericksburg | | 30-year term to ensure that the house | | for payment of the benefits provided |
| Walnut Creek | | is protected throughout the period of | | by the contract. |
| Anaheim | | the loan. | | |
| Boulder | | | | New For Old: Replacing old |
| Athens | | Life insurance, specifically Term Life, | | damaged parts or equipment with |
| Frederick | | is arguably one of the best values in | | new ones rather than repairing them. |
| Owensboro | | the entire financial services arena. | | |
| Southfield | | Where else can you go and get | | Partnership: A business enterprise |
| Macon | | hundreds of thousands of dollars in | | owned and operated by two or more |
| Owensboro | | protection for literally pennies per | | persons for the purpose of generating |
| Mesquite | | day? Rates for Term Life insurance | | business income and profits. |
| Boca Raton | | remain at all-time lows, and now is the | | |
| Seattle | | time to lock in the best prices. | | Adjustment Bureau: A firm organized |
| Pembroke Pines | | | | to provide adjustment services to |
| Albany | | Make sure you have a new policy in | | insurers not wishing to create their |
| Orange | | place before you cancel your old one | | own claims division. |
| Saginaw | | to avoid a lapse in coverage. This will | | |
| Grand Junction | | also prevent having to figure out the | | Dual Life Stock Company: A stock |
| Rapid City | | amount of any unused premium that is | | Life insurer issuing both participating |
| Walnut Creek | | due to you from your old insurance | | and nonparticipating policy contracts. |
| Orange | | company, or having to spar with your | | |
| Torrance | | agent about exactly when your policy | | Shock Loss: A catastrophic loss so |
| Abilene | | was cancelled and how much they | | large that it has a material effect on |
| Norfolk | | owe you. | | the underwriting results of a company. |