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| Corpus Christi | | While some companies raise their | | Preferred Risk: Any risk considered |
| Lorain | | prices based on your actual age, | | to be better than the standard risk on |
| Ogden | | most companies increase the price of | | which the premium rate was |
| Goldsboro | | their policies six months before your | | calculated. |
| Panama City | | birthday. Its a term called Age | | |
| Killeen | | Nearest in the industry, and that | | Broker of Record: A broker who has |
| Gainesville | | half-year price increase could really | | been designated to handle certain |
| San Antonio | | add up over a 20-year term policy. As | | insurance contracts for the |
| Las Cruces | | above, the quicker you purchase your | | policyholder. |
| Oklahoma City | | policy the better. | | |
| Lowell | | | | Losses Incurred: The total losses, |
| Washington | | We offer quotes for auto insurance, | | whether paid or not, sustained by an |
| Beaumont | | life insurance, homeowners | | insurer during a given period, e.g., 12 |
| Rochester | | insurance, health insurance, term life | | months. |
| Fredericksburg | | insurance and more. | | |
| Harrisburg | | | | Dual Life Stock Company: A stock |
| Denver | | Shopping around is the best way to | | Life insurer issuing both participating |
| Aurora | | save money on your insurance. | | and nonparticipating policy contracts. |
