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| Chesapeake | | The best time to switch policies is | | Interstate Carrier: A transportation |
| San Jose | | within one month of receiving your | | company which does business |
| Roanoke | | policy renewal from your current | | across state lines. |
| Valdosta | | insurer. You can typically cancel your | | |
| Stockton | | policy without any fees or penalties if | | National Auto Theft Bureau: An |
| Portland | | you act within this time period. | | organization engaged in the |
| Irvine | | | | prevention and reduction of motor |
| Naperville | | People who are trying to quit | | vehicle fire and theft losses. |
| Spokane | | smoking, for example, might be best | | |
| Augusta | | suited purchasing a shorter term (and | | Broker-Agent: One acting as an agent |
| Albany | | then replacing it with a longer term | | of one or more insurers and as a |
| Jersey City | | policy when they qualify for | | broker in dealing with one or more |
| Denton | | non-tobacco prices). | | other insurers. |