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| Thousand Oaks | | The quickest and easiest way to | | Will Ride: Coverage that remains in |
| Santa Rosa | | shop for new insurance is by | | effect regardless of the geographical |
| Huntington Beach | | comparing rates at InsWebs online | | location in which a loss occurs. |
| Marietta | | marketplace. If you do it the | | |
| Grand Junction | | old-fashioned way (by calling or | | Insurance Examiner: The |
| Tulsa | | visiting multiple agents or insurance | | representative of a state insurance |
| North Hollywood | | companies) it could take up a huge | | department assigned to participate in |
| Norwalk | | chunk of your time, which no one | | the official audit and examination of |
| Independence | | wants or needs. By completing | | an insurer. |
| Albuquerque | | InsWebs online application, you will | | |
| Yonkers | | have rates to compare to your old | | Policy Period (or Term): The period |
| Stuart | | ones within minutes! | | during which the policy contract |
| Glendale | | | | affords protection, e.g., six months or |
| Stockton | | If you decide to cancel your policy | | one or three years. |
| Quincy | | (after acquiring new coverage) | | |
| New Orleans | | outside of the 30-day period, you may | | Brick Veneer Construction: Refers to |
| Lexington | | have to pay a fee or penalty. | | a building where the outside walls are |
| Santa Barbara | | However, you may still save money | | constructed of wood with a facing of a |
| Athens | | after paying the fee if your new policy | | single layer of brick. |
| Nashua | | affords you significant savings. So | | |
| Topeka | | while it is best to wait until your | | Deficit Carried Forward: The transfer |
| Washington | | receive your renewal notice, you CAN | | of a debit balance from one |
| Brooklyn | | cancel your policy at any time. | | accounting period to another. |
