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| Sioux City | | At InsWeb, you can compare free | | Provisional Rate: Tentative rates, |
| Memphis | | online insurance quotes from many of | | premiums or commissions that are |
| Detroit | | the nations leading insurance | | subject to subsequent adjustment. |
| Newburgh | | companies. | | See Commission and Premium. |
| Escondido | | | | |
| Mansfield | | People who are trying to quit | | You/Your: These words are used to |
| Rapid City | | smoking, for example, might be best | | refer to the named insured in many of |
| Stuart | | suited purchasing a shorter term (and | | the modernized/personalized policy |
| Baltimore | | then replacing it with a longer term | | forms. |
| San Antonio | | policy when they qualify for | | |
| Norfolk | | non-tobacco prices). | | Notice To Company: Written notice to |
| Greensboro | | | | an insurer of the occurrence of an |
| Anderson | | Everyone has different needs, and | | event which a claim is to be based. |
| Toledo | | not one size fits all when it comes to | | |
| Rochester | | term life insurance. While it may make | | Malinger: To feign a disability for the |
| Council Bluffs | | sense for people in their 30s and 40s | | purpose of continuing to collect |
| Rochester | | to secure a 20-year term length, a | | benefits longer than actually |
| Mesa | | 10-year term might be more | | necessary. |
| Arlington | | appropriate for someone nearing | | |
| Stamford | | retirement. | | Accident Year Experience: Measures |
| Winter Haven | | | | premiums and losses relating to |
| Sarasota | | If you have noticed that your auto | | accidents which occurred during a |
| Tulsa | | insurance rates are still increasing | | 12-month period. |
| Bronx | | with each renewal, or even have not | | |
| Bronx | | gone down even though you have a | | Paid-In Surplus: Surplus paid in by |
| Cedar Rapids | | great driving record, this lower pricing | | stockholders, as contrasted with |
| Ocala | | trend makes it more important then | | surplus earned through the |
| Dallas | | ever that you shop around for auto | | operations of a business. |
| Westbury | | insurance. | | |
| Littleton | | | | Renewal: The reestablishment of the |
| Duluth | | Individuals who have 30-year | | in-force status of a policy, the term of |
| New Orleans | | mortgages might want to consider a | | which has expired or will expire |
| Amarillo | | 30-year term to ensure that the house | | unless it is renewed. |
| Philadelphia | | is protected throughout the period of | | |
| Newport Beach | | the loan. | | |