| | | | |
|
| Miami | | The quickest and easiest way to | | Amendment: A formal document |
| Ventura | | shop for new insurance is by | | which corrects or revises an |
| Springfield | | comparing rates at InsWebs online | | insurance master policy. |
| Decatur | | marketplace. If you do it the | | |
| Elkhart | | old-fashioned way (by calling or | | Preferred Risk: Any risk considered |
| Dallas | | visiting multiple agents or insurance | | to be better than the standard risk on |
| Rockville | | companies) it could take up a huge | | which the premium rate was |
| Las Cruces | | chunk of your time, which no one | | calculated. |
| Eugene | | wants or needs. By completing | | |
| Jackson | | InsWebs online application, you will | | Agency: An insurance sales office |
| Torrance | | have rates to compare to your old | | which is directed by a agent, |
| Abilene | | ones within minutes! | | manager, independent agent, or |
| Myrtle Beach | | | | company manager. |
| Providence | | Make sure you have a new policy in | | |
| Cape Coral | | place before you cancel your old one | | Interstate Carrier: A transportation |
| St. Paul | | to avoid a lapse in coverage. This will | | company which does business |
| Longview | | also prevent having to figure out the | | across state lines. |
| Houma | | amount of any unused premium that is | | |
| Naples | | due to you from your old insurance | | Admitted Company: An insurance |
| Jasper | | company, or having to spar with your | | company authorized and licensed to |
| Anderson | | agent about exactly when your policy | | do business in a given state. |
| Hemet | | was cancelled and how much they | | |
| Sacramento | | owe you. | | Sole Proprietorship: A business |
| Anchorage | | | | enterprise owned by one person who |
| Sunnyvale | | Individuals who have 30-year | | is its manager and employee. |
| Lexington | | mortgages might want to consider a | | |
| Rochester | | 30-year term to ensure that the house | | Agent's Qualification Law: Education, |
| Greeley | | is protected throughout the period of | | experience, and other requirements |
| Oceanside | | the loan. | | imposed by the state upon persons |
| Greeley | | | | desiring to be licensed as agents. |
| Woodbridge | | Healthy people have the best | | |
| Cherry Hill | | mortality risks and thus are much | | Mandatory Valuation Reserve: A |
| Jasper | | cheaper for companies to insure. This | | reserve required by a state law to |
| Lexington | | translates into lower rates for the | | offset any declines in the valuation of |
| Goldsboro | | Super Preferred customer than | | securities listed as admitted assets. |
| Staten Island | | someone with higher risk factors such | | |
| Richmond | | as a heart condition, cancer or | | |
| Omaha | | diabetes. Conversely, if you were | | |
| Springfield | | unhealthy when you acquired your | | |
| Detroit | | policy, and your health has now | | |
| Fort Worth | | improved, it might be time to shop for | | |
| Evanston | | a new policy, as your rates are likely | | |
| Aurora | | to be lower. | | |
