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| Des Moines | | Everyone has different needs, and | | Interline Endorsement: Commercial |
| Troy | | not one size fits all when it comes to | | endorsements that apply, or could |
| Spartanburg | | term life insurance. While it may make | | apply, to more than one coverage |
| Jasper | | sense for people in their 30s and 40s | | part of a package policy. |
| Lakewood | | to secure a 20-year term length, a | | |
| Ogden | | 10-year term might be more | | Multi-Peril Policies: Policies which |
| Erie | | appropriate for someone nearing | | cover a number of perils, such as fire, |
| Escondido | | retirement. | | burglary, and liability, in a single |
| Pompano Beach | | | | contract. |
| Tempe | | At InsWeb, you can compare free | | |
| Cedar Rapids | | online insurance quotes from many of | | Exclusions: Specific situations, |
| Kansas City | | the nations leading insurance | | conditions, or circumstances that are |
| Dearborn | | companies. | | listed in the contract as being not |
| Wilmington | | | | covered. |
| Texarkana | | If you have noticed that your auto | | |
| Silver Spring | | insurance rates are still increasing | | Commercial Lines: This term is used |
| St. Paul | | with each renewal, or even have not | | to refer to insurance for businesses, |
| Oceanside | | gone down even though you have a | | professionals, and commercial |
| Cape Coral | | great driving record, this lower pricing | | establishments. |
| Rapid City | | trend makes it more important then | | |
| Staten Island | | ever that you shop around for auto | | Initial Premium: An amount paid at the |
| Riverside | | insurance. | | inception of an insurance contract, |
| Burbank | | | | usually subject to adjustment at the |
| Whittier | | Shopping around is the best way to | | end of the policy period. |
| Sunnyvale | | save money on your insurance. | | |
| Albany | | | | Buy-Back" Deductible: A deductible |
| Norwalk | | Life insurance, specifically Term Life, | | which may be eliminated for an |
| Phoenix | | is arguably one of the best values in | | additional premium in order to |
| Downey | | the entire financial services arena. | | provide "first-dollar" coverage. |
| Dothan | | Where else can you go and get | | |
| Augusta | | hundreds of thousands of dollars in | | Shock Loss: A catastrophic loss so |
| Columbus | | protection for literally pennies per | | large that it has a material effect on |
| Hollywood | | day? Rates for Term Life insurance | | the underwriting results of a company. |
| Trenton | | remain at all-time lows, and now is the | | |
| Akron | | time to lock in the best prices. | | |
